SCHD vs VERS

Quick Verdict

SCHD has a lower expense ratio. VERS delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: VERSMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDVERSWinner
Expense Ratio0.06%0.58%
AUM$103.7B$6M
Dividend Yield3.31%0.12%
Holdings10441
YTD Return+24.26%+17.50%
1Y Return+31.38%+35.76%
3Y Return (annualized)+15.08%+23.78%
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%31.3%
Max Drawdown-33.4%-42.1%
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityAlternative
InceptionOct 20, 2011Mar 15, 2022

SCHD vs VERS Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares Metaverse ETF (VERS) is a ETF from ProShares. Over the past year SCHD returned +31.38% while VERS returned +35.76%. Year to date, SCHD is up 24.26% versus a gain of 17.50% for VERS.

Over three years, SCHD compounded at +15.08% per year against +23.78% for VERS. Across the full 4-year window we track, VERS has the edge at +13.43% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VERS has been the more volatile fund, with annualized monthly volatility of 31.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -42.1% for VERS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while VERS charges 0.58%. On a $10,000 position that is $6 vs $58 annually, a gap of $52 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.12% for VERS.

Holdings Overlap

2.7%overlap

SCHD and VERS share 2 holdings out of 138 unique holdings combined, representing a 2.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in VERSDifference
QCOM2.72%2.53%0.19%
SWKS0.24%0.17%0.07%

Frequently Asked Questions

Which is cheaper, SCHD or VERS?

SCHD has an expense ratio of 0.06% while VERS charges 0.58%. SCHD is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

Which performed better, SCHD or VERS?

Over the past year SCHD returned +31.38% vs +35.76% for VERS, so VERS leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.39% vs +13.43% for VERS. Past performance does not guarantee future results.

Which is riskier, SCHD or VERS?

VERS has been the more volatile fund at 31.3% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VERS -42.1%.

Should I hold both SCHD and VERS?

SCHD and VERS have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and VERS?

SCHD and VERS share 2 common holdings with a 2.7% weight overlap. Combined, they hold 138 unique securities.

Which pays a higher dividend, SCHD or VERS?

SCHD yields 3.31% while VERS yields 0.12%, so SCHD currently pays the higher dividend yield.

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