SCHD vs WBIF
Schwab US Dividend Equity ETF vs WBI BullBear Value 3000 ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | WBIF | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.65% | |
| AUM | $108.7B | $24M | |
| Dividend Yield | 3.13% | 0.06% | |
| Holdings | 104 | 70 | |
| YTD Return | +28.63% | +18.81% | |
| 1Y Return | +32.53% | +24.42% | |
| 3Y Return (annualized) | +16.97% | +10.52% | |
| 5Y Return (annualized) | +10.47% | +4.30% | |
| Volatility (annualized) | 13.7% | 12.0% | |
| Max Drawdown | -33.4% | -20.3% | |
| Fund Family | Charles Schwab Asset Management | WBI Investments | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Aug 25, 2014 |
SCHD vs WBIF Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and WBI BullBear Value 3000 ETF (WBIF) is a ETF from WBI Investments. Over the past year SCHD returned +32.53% while WBIF returned +24.42%. Year to date, SCHD is up 28.63% versus a gain of 18.81% for WBIF.
Over three years, SCHD compounded at +16.97% per year against +10.52% for WBIF; over five years the annualized figures are +10.47% and +4.30% respectively. Across the full 12-year window we track, SCHD has the edge at +11.63% annualized vs +4.24%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.0% for WBIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -20.3% for WBIF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while WBIF charges 1.65%. On a $10,000 position that is $6 vs $165 annually, a gap of $159 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.06% for WBIF.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, SCHD or WBIF?
SCHD has an expense ratio of 0.06% while WBIF charges 1.65%. SCHD is the cheaper option. On a $10,000 investment, that is $159 per year of difference.
Which performed better, SCHD or WBIF?
Over the past year SCHD returned +32.53% vs +24.42% for WBIF, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), SCHD annualized +11.63% vs +4.24% for WBIF. Past performance does not guarantee future results.
Which is riskier, SCHD or WBIF?
SCHD has been the more volatile fund at 13.7% annualized versus 12.0% for WBIF. Worst drawdown: SCHD -33.4% vs WBIF -20.3%.
Should I hold both SCHD and WBIF?
SCHD and WBIF have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and WBIF?
SCHD and WBIF share 2 common holdings with a 2.5% weight overlap. Combined, they hold 167 unique securities.
Which pays a higher dividend, SCHD or WBIF?
SCHD yields 3.13% while WBIF yields 0.06%, so SCHD currently pays the higher dividend yield.
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