SCHD vs XQQI
Schwab US Dividend Equity ETF vs NEOS Boosted Nasdaq-100 High Income ETF
Quick Verdict
SCHD has a lower expense ratio. XQQI offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | SCHD | XQQI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.98% | |
| AUM | $108.7B | $288M | |
| Dividend Yield | 3.13% | 10.75% | |
| Holdings | 104 | 108 | |
| YTD Return | +27.67% | +11.73% | |
| 1Y Return | +31.26% | - | |
| 3Y Return (annualized) | +16.66% | - | |
| 5Y Return (annualized) | +10.18% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -15.5% | |
| Fund Family | Charles Schwab Asset Management | NEOS | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Feb 2, 2026 |
SCHD vs XQQI Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and NEOS Boosted Nasdaq-100 High Income ETF (XQQI) is a ETF from NEOS. Year to date, SCHD is up 27.67% versus a gain of 11.73% for XQQI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -15.5% for XQQI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while XQQI charges 0.98%. On a $10,000 position that is $6 vs $98 annually, a gap of $92 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 10.75% for XQQI.
Holdings Overlap
SCHD and XQQI share 8 holdings out of 195 unique holdings combined, representing a 5.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XQQI?
SCHD has an expense ratio of 0.06% while XQQI charges 0.98%. SCHD is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
What is the holdings overlap between SCHD and XQQI?
SCHD and XQQI share 8 common holdings with a 5.3% weight overlap. Combined, they hold 195 unique securities.
Which pays a higher dividend, SCHD or XQQI?
SCHD yields 3.13% while XQQI yields 10.75%, so XQQI currently pays the higher dividend yield.
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