SCHE vs VXUS

SCHE vs VXUS

Which is better, SCHE or VXUS?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHEVXUS
Expense Ratio0.06%0.05%Best
AUM$13.1B$158.1B
Dividend Yield2.64%2.51%
Holdings2,2108,747
YTD Return+10.52%+13.44%Best
1Y Return+15.24%+21.98%Best
3Y Return (annualized)+19.45%+20.89%Best
5Y Return (annualized)+6.83%+9.16%Best
Volatility (annualized)16.8%15.0%Best
Max Drawdown-43.1%-39.9%Best
$10,000 over 5 years$13,914$15,499Best
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 14, 2010Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 25, 2026 (15.7 years).

SCHE vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.7 years both funds cover.

SCHE vs VXUS Performance

Schwab Emerging Markets Equity ETF (SCHE) is an ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SCHE returned +15.24% while VXUS returned +21.98%. Year to date, SCHE is up 10.52% versus a gain of 13.44% for VXUS.

Over three years, SCHE compounded at +19.45% per year against +20.89% for VXUS; over five years the annualized figures are +6.83% and +9.16% respectively. Across the full 16-year window we track, VXUS has the edge at +4.75% annualized vs +2.96%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHE has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.0% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.1% for SCHE and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHE charges 0.06% per year while VXUS charges 0.05%. On a $10,000 position that is $6 vs $5 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHE currently yields 2.64% against 2.51% for VXUS.

Holdings Overlap

SCHE already in VXUS54.6%

At least 54.6% of SCHE's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

1,595 positions in common, counted across the 2,133 positions we hold weights for in SCHE and 8,082 in VXUS, against full books of 2,210 and 8,747.

Top Shared Holdings

StockWeight in SCHEWeight in VXUSDifference
2454:TWMediatek, Inc.1.66%0.35%1.31%
2308:TWDelta Electronics Inc1.03%0.21%0.82%
2317:TWHon Hai Precision Industry Co0.88%0.21%0.67%
RELIANCE:MBReliance Industries Ltd0.82%0.21%0.61%
ICICIBANK:MBIcici Bank Ltd Ord Inr2 (demat)0.74%0.18%0.56%
601398:SHIndustrial & Commercial Bank Of China Ltd0.71%0.17%0.54%
PDD:IEPdd Holdings Inc.0.59%0.15%0.44%
3711:TWAse Technology Holding Co Lt0.56%0.13%0.43%
BHARTIARTL:MBBharti Airtel Ltd0.53%0.14%0.39%
3690:SHMeituan Dianping0.51%0.15%0.36%

54.6% of SCHE is already inside VXUS.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SCHEVXUS

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Frequently Asked Questions

Which is cheaper, SCHE or VXUS?

SCHE has an expense ratio of 0.06% while VXUS charges 0.05%. VXUS is the cheaper option, by $1 a year on a $10,000 investment.

Which performed better, SCHE or VXUS?

Over the past year SCHE returned +15.24% vs +21.98% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), SCHE annualized +2.96% vs +4.75% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHE or VXUS?

SCHE has been the more volatile fund at 16.8% annualized versus 15.0% for VXUS. Worst drawdown: SCHE -43.1% vs VXUS -39.9%.

Should I hold both SCHE and VXUS?

SCHE and VXUS have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SCHE and VXUS?

At least 54.6% of SCHE's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 1,595 positions in common, counted across the 2,133 positions we hold weights for in SCHE and 8,082 in VXUS.

Which pays a higher dividend, SCHE or VXUS?

SCHE yields 2.64% while VXUS yields 2.51%, so SCHE currently pays the higher dividend yield.

Is VXUS better than SCHE?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.