SHE vs VTI
State Street SPDR MSCI USA Gender Diversity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SHE or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. SHE led over 1Y and 3Y, VTI over 5Y and the full window. The two have moved almost in lockstep, correlation 0.96. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 35.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SHE | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $329M | $666.9B |
| Dividend Yield | 1.05% | 1.03% |
| Holdings | 234 | 3,543 |
| YTD Return | +17.92%Best | +11.06% |
| 1Y Return | +24.90%Best | +15.41% |
| 3Y Return (annualized) | +22.19%Best | +20.48% |
| 5Y Return (annualized) | +9.70% | +11.52%Best |
| Volatility (annualized) | 16.4% | 15.5%Best |
| Max Drawdown | -36.2% | -35.0%Best |
| $10,000 over 5 years | $15,887 | $17,249Best |
| Top 10 Weight | 35.0% | 33.3%Best |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 7, 2016 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Mar 8, 2016 to Sep 16, 2026 (10.5 years).
SHE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.5 years both funds cover.
SHE vs VTI Performance
State Street SPDR MSCI USA Gender Diversity ETF (SHE) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SHE returned +24.90% while VTI returned +15.41%. Year to date, SHE is up 17.92% versus a gain of 11.06% for VTI.
Over three years, SHE compounded at +22.19% per year against +20.48% for VTI; over five years the annualized figures are +9.70% and +11.52% respectively. Across the full 11-year window we track, VTI has the edge at +13.99% annualized vs +10.31%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SHE has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 15.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.2% for SHE and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SHE charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, SHE currently yields 1.05% against 1.03% for VTI.
Holdings Overlap
96.5% of SHE's money is in holdings VTI also owns. 40.0% of VTI's money is in holdings SHE also owns.
Most of SHE is already inside VTI. Owning both mostly buys the same companies twice.
224 positions in common, counted across the 231 positions we hold weights for in SHE and 3,463 in VTI, against full books of 234 and 3,543.
What only one of them owns
Our book lists 932 positions for VTI that do not appear in our book for SHE (57.7% of the fund), and 4 for SHE that do not appear in VTI (2.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SHE | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.55% | 6.40% | 1.85% |
| MSFTMicrosoft Corp | 4.70% | 4.79% | 0.09% |
| MUMicron Technology, Inc. | 4.59% | 1.29% | 3.30% |
| AMDAdvanced Micro Devices Inc | 4.53% | 1.08% | 3.45% |
| NFLXNetflix, Inc. | 4.53% | 0.42% | 4.11% |
| JPMJpmorgan Chase | 3.42% | 1.31% | 2.11% |
| INTCIntel Corporation | 3.00% | 0.50% | 2.50% |
| JNJJohnson & Johnson - Common | 1.76% | 0.86% | 0.90% |
| XOMExxon Mobil Corp. | 1.72% | 0.89% | 0.83% |
| DISWalt Disney Co | 2.02% | 0.23% | 1.79% |
96.5% of SHE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SHE or VTI?
SHE has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, SHE or VTI?
Over the past year SHE returned +24.90% vs +15.41% for VTI, so SHE leads on 1-year performance. Over the longest common window we track (11 years), SHE annualized +10.31% vs +13.99% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SHE or VTI?
SHE has been the more volatile fund at 16.4% annualized versus 15.5% for VTI. Worst drawdown: SHE -36.2% vs VTI -35.0%.
Should I hold both SHE and VTI?
SHE and VTI have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SHE and VTI?
96.5% of SHE's money is in holdings VTI also owns. 40.0% of VTI's is in holdings SHE also owns. They hold 224 positions in common, counted across the 231 positions we hold weights for in SHE and 3,463 in VTI.
Which pays a higher dividend, SHE or VTI?
SHE yields 1.05% while VTI yields 1.03%, so SHE currently pays the higher dividend yield.
Is VTI better than SHE?
VTI has a lower expense ratio. SHE led over 1Y and 3Y, VTI over 5Y and the full window. The two have moved almost in lockstep, correlation 0.96. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 35.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.