SIO vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricSIOVOOWinner
Expense Ratio0.50%0.03%
AUM$279M$979.0B
Dividend Yield4.77%1.09%
Holdings205509
YTD Return+0.62%+13.44%
1Y Return+3.50%+22.62%
3Y Return (annualized)+7.12%+21.47%
5Y Return (annualized)-+13.27%
Volatility (annualized)5.7%14.1%
Max Drawdown-7.3%-34.3%
Fund FamilyTouchstone InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionJul 21, 2022Sep 7, 2010

SIO vs VOO Performance

Touchstone Strategic Income ETF (SIO) is a ETF from Touchstone Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SIO returned +3.50% while VOO returned +22.62%. Year to date, SIO is up 0.62% versus a gain of 13.44% for VOO.

Over three years, SIO compounded at +7.12% per year against +21.47% for VOO. Across the full 4-year window we track, VOO has the edge at +13.55% annualized vs +5.89%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.7% for SIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.3% for SIO and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SIO charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, SIO currently yields 4.77% against 1.09% for VOO.

Holdings Overlap

2.4%overlap

SIO and VOO share 12 holdings out of 615 unique holdings combined, representing a 2.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SIOWeight in VOODifference
T8.61%0.22%8.39%
GS0.97%0.44%0.53%
PM0.79%0.44%0.35%
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Frequently Asked Questions

Which is cheaper, SIO or VOO?

SIO has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, SIO or VOO?

Over the past year SIO returned +3.50% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), SIO annualized +5.89% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, SIO or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 5.7% for SIO. Worst drawdown: SIO -7.3% vs VOO -34.3%.

Should I hold both SIO and VOO?

SIO and VOO have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SIO and VOO?

SIO and VOO share 12 common holdings with a 2.4% weight overlap. Combined, they hold 615 unique securities.

Which pays a higher dividend, SIO or VOO?

SIO yields 4.77% while VOO yields 1.09%, so SIO currently pays the higher dividend yield.

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