SPTM vs VXUS

SPTM vs VXUS

Which is better, SPTM or VXUS?

Each has led over a different period.

SPTM has a lower expense ratio. SPTM led over 3Y, 5Y and the full window, VXUS over 1Y.

Lower Fees: SPTMHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPTMVXUS
Expense Ratio0.03%Best0.05%
AUM$14.1B$158.1B
Dividend Yield1.04%2.51%
Holdings1,5178,747
YTD Return+12.26%+13.64%Best
1Y Return+16.90%+20.82%Best
3Y Return (annualized)+20.58%Best+19.58%
5Y Return (annualized)+12.60%Best+9.14%
Volatility (annualized)14.8%14.5%Best
Max Drawdown-35.1%Best-39.9%
$10,000 over 5 years$18,101Best$15,485
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionOct 4, 2000Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Feb 18, 2014 to Sep 17, 2026 (12.6 years).

SPTM vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.6 years both funds cover.

SPTM vs VXUS Performance

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an ETF from State Street Investment Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SPTM returned +16.90% while VXUS returned +20.82%. Year to date, SPTM is up 12.26% versus a gain of 13.64% for VXUS.

Over three years, SPTM compounded at +20.58% per year against +19.58% for VXUS; over five years the annualized figures are +12.60% and +9.14% respectively. Across the full 13-year window we track, SPTM has the edge at +12.22% annualized vs +5.53%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPTM has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 14.5% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for SPTM and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPTM charges 0.03% per year while VXUS charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, SPTM currently yields 1.04% against 2.51% for VXUS.

Holdings Overlap

SPTM already in VXUS0.3%

At least 0.3% of SPTM's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

12 positions in common, counted across the 1,500 positions we hold weights for in SPTM and 8,082 in VXUS, against full books of 1,517 and 8,747.

Top Shared Holdings

StockWeight in SPTMWeight in VXUSDifference
HBANHuntington Bancshares Inc./Oh0.05%0.05%0.00%
SRESempra Common Stock0.08%0.00%0.08%
RBA:CARb Global, Inc0.02%0.05%0.03%
HALHalliburton Co.0.04%0.02%0.02%
FBKFb Financial Corp0.00%0.04%0.04%
KRKroger Co.0.04%0.00%0.04%
SIG:LNSignet Jewelers Limited Common Shares0.01%0.02%0.01%
AMAntero Midstream Corporationam0.01%0.01%0.00%
EGPEastgroup Properties Inc. Real Estate Investment Trust0.01%0.00%0.01%
SMGScotts Miracle-Gro Company0.00%0.00%0.00%

You are not choosing between two funds in isolation.

Whichever of SPTM and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPTMVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPTM or VXUS?

SPTM has an expense ratio of 0.03% while VXUS charges 0.05%. SPTM is the cheaper option, by $2 a year on a $10,000 investment.

Which performed better, SPTM or VXUS?

Over the past year SPTM returned +16.90% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (13 years), SPTM annualized +12.22% vs +5.53% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPTM or VXUS?

SPTM has been the more volatile fund at 14.8% annualized versus 14.5% for VXUS. Worst drawdown: SPTM -35.1% vs VXUS -39.9%.

Should I hold both SPTM and VXUS?

SPTM and VXUS have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SPTM or VXUS?

SPTM yields 1.04% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than SPTM?

SPTM has a lower expense ratio. SPTM led over 3Y, 5Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.