SPTM vs VTI
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SPTM or VTI?
Each has led over a different period.
SPTM led over 1Y, 5Y and the full window, VTI over 3Y. The two have moved almost in lockstep, correlation 1.00. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPTM | VTI |
|---|---|---|
| Expense Ratio | 0.03%Tie | 0.03%Tie |
| AUM | $14.1B | $666.9B |
| Dividend Yield | 1.04% | 1.03% |
| Holdings | 1,517 | 3,543 |
| YTD Return | +11.07%Best | +11.06% |
| 1Y Return | +15.54%Best | +15.41% |
| 3Y Return (annualized) | +20.17% | +20.48%Best |
| 5Y Return (annualized) | +12.15%Best | +11.52% |
| Volatility (annualized) | 14.8%Best | 15.0% |
| Max Drawdown | -35.1% | -35.0%Best |
| $10,000 over 5 years | $17,742Best | $17,249 |
| Top 10 Weight | 34.9% | 33.3%Best |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 4, 2000 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Feb 18, 2014 to Sep 16, 2026 (12.6 years).
SPTM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.6 years both funds cover.
SPTM vs VTI Performance
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SPTM returned +15.54% while VTI returned +15.41%. Year to date, SPTM is up 11.07% versus a gain of 11.06% for VTI.
Over three years, SPTM compounded at +20.17% per year against +20.48% for VTI; over five years the annualized figures are +12.15% and +11.52% respectively. Across the full 13-year window we track, SPTM has the edge at +12.13% annualized vs +12.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 14.8% for SPTM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for SPTM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SPTM charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SPTM currently yields 1.04% against 1.03% for VTI.
Holdings Overlap
97.9% of SPTM's money is in holdings VTI also owns. 94.2% of VTI's money is in holdings SPTM also owns.
Most of SPTM is already inside VTI. Owning both mostly buys the same companies twice.
1,470 positions in common, counted across the 1,500 positions we hold weights for in SPTM and 3,463 in VTI, against full books of 1,517 and 3,543.
What only one of them owns
Our book lists 142 positions for VTI that do not appear in our book for SPTM (3.7% of the fund), and 10 for SPTM that do not appear in VTI (0.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SPTM | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.33% | 6.40% | 0.93% |
| AAPLApple, Inc | 6.54% | 6.29% | 0.25% |
| MSFTMicrosoft Corp | 5.31% | 4.79% | 0.52% |
| AMZNAmazon.Com Inc | 3.63% | 3.65% | 0.02% |
| GOOGLAlphabet Inc,class A | 2.83% | 2.90% | 0.07% |
| AVGOBroadcom Inc | 2.43% | 2.56% | 0.13% |
| GOOGAlphabet Inc | 2.25% | 2.31% | 0.06% |
| METAMeta Platforms Inc | 1.76% | 1.70% | 0.06% |
| MUMicron Technology, Inc. | 1.46% | 1.29% | 0.17% |
| JPMJpmorgan Chase | 1.33% | 1.31% | 0.02% |
97.9% of SPTM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPTM or VTI?
SPTM has an expense ratio of 0.03% while VTI charges 0.03%. At the precision these are quoted to, they cost the same.
Which performed better, SPTM or VTI?
Over the past year SPTM returned +15.54% vs +15.41% for VTI, so SPTM leads on 1-year performance. Over the longest common window we track (13 years), SPTM annualized +12.13% vs +12.02% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPTM or VTI?
VTI has been the more volatile fund at 15.0% annualized versus 14.8% for SPTM. Worst drawdown: SPTM -35.1% vs VTI -35.0%.
Should I hold both SPTM and VTI?
SPTM and VTI have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SPTM and VTI?
97.9% of SPTM's money is in holdings VTI also owns. 94.2% of VTI's is in holdings SPTM also owns. They hold 1,470 positions in common, counted across the 1,500 positions we hold weights for in SPTM and 3,463 in VTI.
Which pays a higher dividend, SPTM or VTI?
SPTM yields 1.04% while VTI yields 1.03%, so SPTM currently pays the higher dividend yield.
Is VTI better than SPTM?
SPTM led over 1Y, 5Y and the full window, VTI over 3Y. The two have moved almost in lockstep, correlation 1.00. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.