SPTM vs VTI
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SPTM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $14.1B | $666.9B | |
| Dividend Yield | 1.06% | 1.07% | |
| Holdings | 1,515 | 3,543 | |
| YTD Return | +12.56% | +12.65% | |
| 1Y Return | +21.10% | +21.39% | |
| 3Y Return (annualized) | +21.16% | +21.54% | |
| 5Y Return (annualized) | +12.64% | +12.11% | |
| Volatility (annualized) | 14.8% | 15.3% | |
| Max Drawdown | -35.1% | -56.6% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 4, 2000 | May 24, 2001 |
SPTM vs VTI Performance
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is a ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPTM returned +21.10% while VTI returned +21.39%. Year to date, SPTM is up 12.56% versus a gain of 12.65% for VTI.
Over three years, SPTM compounded at +21.16% per year against +21.54% for VTI; over five years the annualized figures are +12.64% and +12.11% respectively. Across the full 13-year window we track, SPTM has the edge at +12.33% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.8% for SPTM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for SPTM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SPTM charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SPTM currently yields 1.06% against 1.07% for VTI.
Holdings Overlap
SPTM and VTI share 1228 holdings out of 3066 unique holdings combined, representing a 87.7% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, SPTM or VTI?
SPTM has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, SPTM or VTI?
Over the past year SPTM returned +21.10% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), SPTM annualized +12.33% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, SPTM or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.8% for SPTM. Worst drawdown: SPTM -35.1% vs VTI -56.6%.
Should I hold both SPTM and VTI?
SPTM and VTI have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SPTM and VTI?
SPTM and VTI share 1228 common holdings with a 87.7% weight overlap. Combined, they hold 3066 unique securities.
Which pays a higher dividend, SPTM or VTI?
SPTM yields 1.06% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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