SPY vs TRUU

SPY vs TRUU
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTRUUWinner
Expense Ratio0.09%0.10%
AUM$821.1B$245,363.63
Dividend Yield1.01%0.00%
Holdings50531
YTD Return+12.68%-5.65%
1Y Return+21.82%-
3Y Return (annualized)+21.98%-
5Y Return (annualized)+12.89%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-7.5%
Fund FamilyState Street Investment ManagementVanEck
CategoryEquityEquity
InceptionJan 22, 1993Jul 7, 2026

SPY vs TRUU Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and VanEck Utilities TruSector ETF (TRUU) is a ETF from VanEck. Year to date, SPY is up 12.68% versus a loss of 5.65% for TRUU.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -7.5% for TRUU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while TRUU charges 0.10%. On a $10,000 position that is $9 vs $10 annually, a gap of $1 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for TRUU.

Holdings Overlap

2.1%overlap

SPY and TRUU share 31 holdings out of 504 unique holdings combined, representing a 2.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in TRUUDifference
NEE0.27%13.17%12.90%
SO0.16%7.72%7.56%
DUK0.15%7.08%6.93%
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DProProPro
SREProProPro
ETRProProPro
XELProProPro
EXCProProPro
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Frequently Asked Questions

Which is cheaper, SPY or TRUU?

SPY has an expense ratio of 0.09% while TRUU charges 0.10%. SPY is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

What is the holdings overlap between SPY and TRUU?

SPY and TRUU share 31 common holdings with a 2.1% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, SPY or TRUU?

SPY yields 1.01% while TRUU yields 0.00%, so SPY currently pays the higher dividend yield.

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