SPY vs YALL
State Street SPDR S&P 500 ETF Trust vs Truth Social God Bless America ETF
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | YALL | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.65% | |
| AUM | $821.1B | $91M | |
| Dividend Yield | 1.01% | 0.51% | |
| Holdings | 505 | 42 | |
| YTD Return | +12.68% | +2.76% | |
| 1Y Return | +21.82% | +5.02% | |
| 3Y Return (annualized) | +21.98% | +20.23% | |
| 5Y Return (annualized) | +12.89% | - | |
| Volatility (annualized) | 15.3% | 16.0% | |
| Max Drawdown | -56.5% | -19.7% | |
| Fund Family | State Street Investment Management | Truth Social Funds | |
| Category | Equity | Equity | |
| Inception | Jan 22, 1993 | Oct 10, 2022 |
SPY vs YALL Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Truth Social God Bless America ETF (YALL) is a ETF from Truth Social Funds. Over the past year SPY returned +21.82% while YALL returned +5.02%. Year to date, SPY is up 12.68% versus a gain of 2.76% for YALL.
Over three years, SPY compounded at +21.98% per year against +20.23% for YALL. Across the full 4-year window we track, YALL has the edge at +24.70% annualized vs +8.81%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YALL has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for SPY and -19.7% for YALL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPY charges 0.09% per year while YALL charges 0.65%. On a $10,000 position that is $9 vs $65 annually, a gap of $56 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.51% for YALL.
Holdings Overlap
SPY and YALL share 37 holdings out of 508 unique holdings combined, representing a 16.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPY or YALL?
SPY has an expense ratio of 0.09% while YALL charges 0.65%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, SPY or YALL?
Over the past year SPY returned +21.82% vs +5.02% for YALL, so SPY leads on 1-year performance. Over the longest common window we track (4 years), SPY annualized +8.81% vs +24.70% for YALL. Past performance does not guarantee future results.
Which is riskier, SPY or YALL?
YALL has been the more volatile fund at 16.0% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs YALL -19.7%.
Should I hold both SPY and YALL?
SPY and YALL have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPY and YALL?
SPY and YALL share 37 common holdings with a 16.1% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, SPY or YALL?
SPY yields 1.01% while YALL yields 0.51%, so SPY currently pays the higher dividend yield.
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