SPY vs YALL
State Street SPDR S&P 500 ETF Trust vs Truth Social God Bless America ETF
Which is better, SPY or YALL?
Each has led over a different period.
SPY has a lower expense ratio. SPY led over 1Y and 3Y, YALL over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | YALL |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.65% |
| AUM | $804.7B | $88M |
| Dividend Yield | 0.98% | 0.48% |
| Holdings | 505 | 42 |
| YTD Return | +12.47%Best | +0.55% |
| 1Y Return | +17.51%Best | +0.28% |
| 3Y Return (annualized) | +21.18%Best | +18.73% |
| 5Y Return (annualized) | +12.88% | - |
| Volatility (annualized) | 13.0%Best | 16.0% |
| Max Drawdown | -18.8%Best | -19.7% |
| $10,000 over 3.9 years | $22,363 | $22,856Best |
| Fund Family | State Street Investment Management | Truth Social Funds |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 1993 | Oct 10, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 11, 2022 to Sep 11, 2026 (3.9 years).
SPY vs YALL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
SPY vs YALL Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Truth Social God Bless America ETF (YALL) is an ETF from Truth Social Funds. Over the past year SPY returned +17.51% while YALL returned +0.28%. Year to date, SPY is up 12.47% versus a gain of 0.55% for YALL.
Over three years, SPY compounded at +21.18% per year against +18.73% for YALL. Across the full 4-year window we track, YALL has the edge at +23.61% annualized vs +22.92%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YALL has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 13.0% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for SPY and -19.7% for YALL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPY charges 0.09% per year while YALL charges 0.65%. On a $10,000 position that is $9 vs $65 annually, a gap of $56 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 0.48% for YALL.
Holdings Overlap
At least 16.4% of SPY's money is in holdings YALL also owns.
Stated as a floor: for YALL, our book for it covers 95.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SPY and YALL share little of their money.
34 positions in common, counted across the 504 positions we hold weights for in SPY and 39 in YALL, against full books of 505 and 42.
Top Shared Holdings
| Stock | Weight in SPY | Weight in YALL | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 7.71% | 7.49% | 0.22% |
| AVGOBroadcom Inc | 2.97% | 5.40% | 2.43% |
| PLTRPalantir Technologies Inc | 0.56% | 6.25% | 5.69% |
| TSLATesla Inc | 1.38% | 5.33% | 3.95% |
| SCHWCharles Schwab Corp. | 0.26% | 4.76% | 4.50% |
| COSTCostco Wholesale Corp. | 0.63% | 4.19% | 3.56% |
| AMGNAmgen Inc. | 0.32% | 4.39% | 4.07% |
| CHTRCharter Communications, Inc., Class A | 0.02% | 4.57% | 4.55% |
| BABoeing Co | 0.28% | 4.03% | 3.75% |
| RFRegions Financial Corp. | 0.04% | 4.00% | 3.96% |
You are not choosing between two funds in isolation.
Whichever of SPY and YALL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or YALL?
SPY has an expense ratio of 0.09% while YALL charges 0.65%. SPY is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, SPY or YALL?
Over the past year SPY returned +17.51% vs +0.28% for YALL, so SPY leads on 1-year performance. Over the longest common window we track (4 years), SPY annualized +22.92% vs +23.61% for YALL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPY or YALL?
YALL has been the more volatile fund at 16.0% annualized versus 13.0% for SPY. Worst drawdown: SPY -18.8% vs YALL -19.7%.
Should I hold both SPY and YALL?
SPY and YALL have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SPY and YALL?
At least 16.4% of SPY's money is in holdings YALL also owns. Our book for YALL is partial, so the real figure is this or higher. They hold 34 positions in common, counted across the 504 positions we hold weights for in SPY and 39 in YALL.
Which pays a higher dividend, SPY or YALL?
SPY yields 0.98% while YALL yields 0.48%, so SPY currently pays the higher dividend yield.
Is YALL better than SPY?
SPY has a lower expense ratio. SPY led over 1Y and 3Y, YALL over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.