SZNE vs VTI
Pacer CFRA-Stovall Equal Weight Seasonal Rotation ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SZNE or VTI?
Each has led over a different period.
VTI has a lower expense ratio. SZNE led over 1Y, VTI over the full window. SZNE is less concentrated, with 10.4% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SZNE | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $13M | $689.2B |
| Dividend Yield | 1.31% | 1.06% |
| Holdings | 230 | 3,542 |
| Volatility (annualized) | 18.9% | 17.5%Best |
| Max Drawdown | -40.4% | -35.0%Best |
| $10,000 over 7.8 years | $16,188 | $27,185Best |
| Top 10 Weight | 10.4%Best | 34.6% |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 23, 2018 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 181 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SZNE has data through May 14, 2026 and VTI through Nov 11, 2026.
Volatility and max drawdown, and the $10,000 over 7.8 years row, are measured over the window both funds cover: Jul 24, 2018 to May 14, 2026 (7.8 years).
Risk: Volatility and Drawdowns
SZNE has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 17.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.4% for SZNE and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SZNE charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, SZNE currently yields 1.31% against 1.06% for VTI.
Holdings Overlap
95.3% of SZNE's money is in holdings VTI also owns. 50.3% of VTI's money is in holdings SZNE also owns.
Most of SZNE is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 273 days apart, SZNE as of Dec 31, 2025 and VTI as of Sep 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
217 positions in common, counted across the 224 positions we hold weights for in SZNE and 3,464 in VTI, against full books of 230 and 3,542.
What only one of them owns
Our book lists 913 positions for VTI that do not appear in our book for SZNE (46.7% of the fund), and 3 for SZNE that do not appear in VTI (1.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SZNE | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 0.35% | 7.13% | 6.78% |
| AAPLApple Inc | 0.32% | 6.63% | 6.31% |
| MSFTMicrosoft Corp | 0.34% | 5.19% | 4.85% |
| AMZNAmazon.Com Inc | 0.52% | 3.30% | 2.78% |
| AVGOBroadcom Inc | 0.29% | 2.28% | 1.99% |
| MUMicron Technology, Inc. | 0.45% | 1.64% | 1.19% |
| TSLATesla Inc | 0.48% | 1.36% | 0.88% |
| AMDAdvanced Micro Devices Inc | 0.33% | 1.36% | 1.03% |
| LINLinde Plc Ordinary Shares | 1.04% | 0.30% | 0.74% |
| FCXFreeport-mcmoran Copper & Gold Inc. | 1.13% | 0.14% | 0.99% |
95.3% of SZNE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SZNE or VTI?
SZNE has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
Which is riskier, SZNE or VTI?
SZNE has been the more volatile fund at 18.9% annualized versus 17.5% for VTI. Worst drawdown: SZNE -40.4% vs VTI -35.0%.
Should I hold both SZNE and VTI?
SZNE and VTI have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SZNE and VTI?
95.3% of SZNE's money is in holdings VTI also owns. 50.3% of VTI's is in holdings SZNE also owns. They hold 217 positions in common, counted across the 224 positions we hold weights for in SZNE and 3,464 in VTI.
Which pays a higher dividend, SZNE or VTI?
SZNE yields 1.31% while VTI yields 1.06%, so SZNE currently pays the higher dividend yield.
Is VTI better than SZNE?
VTI has a lower expense ratio. SZNE led over 1Y, VTI over the full window. SZNE is less concentrated, with 10.4% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.