SZNE vs VTI
Pacer CFRA-Stovall Equal Weight Seasonal Rotation ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SZNE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $13M | $666.9B | |
| Dividend Yield | 1.31% | 1.07% | |
| Holdings | 230 | 3,543 | |
| YTD Return | +8.58% | +12.79% | |
| 1Y Return | +15.54% | +20.47% | |
| 3Y Return (annualized) | +3.36% | +21.53% | |
| 5Y Return (annualized) | +1.43% | +11.84% | |
| Volatility (annualized) | 18.9% | 15.3% | |
| Max Drawdown | -40.4% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 23, 2018 | May 24, 2001 |
SZNE vs VTI Performance
Pacer CFRA-Stovall Equal Weight Seasonal Rotation ETF (SZNE) is a ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SZNE returned +15.54% while VTI returned +20.47%. Year to date, SZNE is up 8.58% versus a gain of 12.79% for VTI.
Over three years, SZNE compounded at +3.36% per year against +21.53% for VTI; over five years the annualized figures are +1.43% and +11.84% respectively. Across the full 8-year window we track, VTI has the edge at +8.07% annualized vs +6.37%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SZNE has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.4% for SZNE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SZNE charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, SZNE currently yields 1.31% against 1.07% for VTI.
Holdings Overlap
SZNE and VTI share 203 holdings out of 2808 unique holdings combined, representing a 23.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SZNE or VTI?
SZNE has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, SZNE or VTI?
Over the past year SZNE returned +15.54% vs +20.47% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), SZNE annualized +6.37% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, SZNE or VTI?
SZNE has been the more volatile fund at 18.9% annualized versus 15.3% for VTI. Worst drawdown: SZNE -40.4% vs VTI -56.6%.
Should I hold both SZNE and VTI?
SZNE and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SZNE and VTI?
SZNE and VTI share 203 common holdings with a 23.5% weight overlap. Combined, they hold 2808 unique securities.
Which pays a higher dividend, SZNE or VTI?
SZNE yields 1.31% while VTI yields 1.07%, so SZNE currently pays the higher dividend yield.
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