VFLO vs VOO

Quick Verdict

VOO has a lower expense ratio. VFLO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VFLOMore Diversified: VOO

Side-by-Side Comparison

MetricVFLOVOOWinner
Expense Ratio0.39%0.03%
AUM$8.6B$979.0B
Dividend Yield1.10%1.09%
Holdings51509
YTD Return+34.32%+13.79%
1Y Return+55.32%+23.01%
3Y Return (annualized)+26.92%+21.78%
5Y Return (annualized)-+13.39%
Volatility (annualized)15.5%14.1%
Max Drawdown-17.8%-34.3%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryEquityEquity
InceptionJun 21, 2023Sep 7, 2010

VFLO vs VOO Performance

VictoryShares Free Cash Flow ETF (VFLO) is a ETF from Victory Capital Management Inc. and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year VFLO returned +55.32% while VOO returned +23.01%. Year to date, VFLO is up 34.32% versus a gain of 13.79% for VOO.

Over three years, VFLO compounded at +26.92% per year against +21.78% for VOO. Across the full 3-year window we track, VFLO has the edge at +28.76% annualized vs +13.57%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VFLO has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.8% for VFLO and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VFLO charges 0.39% per year while VOO charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, VFLO currently yields 1.10% against 1.09% for VOO.

Holdings Overlap

5.0%overlap

VFLO and VOO share 41 holdings out of 514 unique holdings combined, representing a 5.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VFLOWeight in VOODifference
XOM2.94%0.88%2.06%
ADBE3.67%0.13%3.54%
EXPE3.49%0.05%3.44%
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Frequently Asked Questions

Which is cheaper, VFLO or VOO?

VFLO has an expense ratio of 0.39% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, VFLO or VOO?

Over the past year VFLO returned +55.32% vs +23.01% for VOO, so VFLO leads on 1-year performance. Over the longest common window we track (3 years), VFLO annualized +28.76% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, VFLO or VOO?

VFLO has been the more volatile fund at 15.5% annualized versus 14.1% for VOO. Worst drawdown: VFLO -17.8% vs VOO -34.3%.

Should I hold both VFLO and VOO?

VFLO and VOO have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VFLO and VOO?

VFLO and VOO share 41 common holdings with a 5.0% weight overlap. Combined, they hold 514 unique securities.

Which pays a higher dividend, VFLO or VOO?

VFLO yields 1.10% while VOO yields 1.09%, so VFLO currently pays the higher dividend yield.

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