VLLU vs VTI
Harbor AlphaEdge Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VLLU delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VLLU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $5M | $666.9B | |
| Dividend Yield | 1.35% | 1.07% | |
| Holdings | 75 | 3,543 | |
| YTD Return | +12.76% | +12.65% | |
| 1Y Return | +21.71% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 10.7% | 15.3% | |
| Max Drawdown | -16.6% | -56.6% | |
| Fund Family | Harbor Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 3, 2024 | May 24, 2001 |
VLLU vs VTI Performance
Harbor AlphaEdge Large Cap Value ETF (VLLU) is a ETF from Harbor Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VLLU returned +21.71% while VTI returned +21.39%. Year to date, VLLU is up 12.76% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.7% for VLLU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for VLLU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VLLU charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, VLLU currently yields 1.35% against 1.07% for VTI.
Holdings Overlap
VLLU and VTI share 66 holdings out of 2795 unique holdings combined, representing a 23.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VLLU or VTI?
VLLU has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, VLLU or VTI?
Over the past year VLLU returned +21.71% vs +21.39% for VTI, so VLLU leads on 1-year performance. Over the longest common window we track (2 years), VLLU annualized +17.39% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, VLLU or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 10.7% for VLLU. Worst drawdown: VLLU -16.6% vs VTI -56.6%.
Should I hold both VLLU and VTI?
VLLU and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VLLU and VTI?
VLLU and VTI share 66 common holdings with a 23.6% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, VLLU or VTI?
VLLU yields 1.35% while VTI yields 1.07%, so VLLU currently pays the higher dividend yield.
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