VLLU vs VOO

VLLU vs VOO

Which is better, VLLU or VOO?

Large Cap Value against Large Cap Blend.

VOO has a lower expense ratio. VLLU led over 1Y, VOO over the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 37.4%.

Lower Fees: VOOHigher Returns: splitLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVLLUVOO
Expense Ratio0.25%0.03%Best
AUM$5M$997.4B
Dividend Yield1.35%1.08%
Holdings75509
Volatility (annualized)10.7%Best12.9%
Max Drawdown-16.6%Best-18.7%
$10,000 over 2 years$13,865$14,412Best
Top 10 Weight37.4%36.4%Best
Fund FamilyHarbor FundsVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionSep 3, 2024Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 11 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VLLU has data through Aug 28, 2026 and VOO through Sep 8, 2026.

Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 5, 2024 to Aug 28, 2026 (2 years).

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 10.7% for VLLU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.6% for VLLU and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VLLU charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, VLLU currently yields 1.35% against 1.08% for VOO.

Holdings Overlap

VLLU already in VOO80.0%
VOO already in VLLU36.3%

80.0% of VLLU's money is in holdings VOO also owns. 36.3% of VOO's money is in holdings VLLU also owns.

Most of VLLU is already inside VOO. Owning both mostly buys the same companies twice.

60 positions in common, counted across the 74 positions we hold weights for in VLLU and 504 in VOO, against full books of 75 and 509.

What only one of them owns

Our book lists 435 positions for VOO that do not appear in our book for VLLU (63.1% of the fund), and 12 for VLLU that do not appear in VOO (18.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in VLLUWeight in VOODifference
AAPLApple Inc Ord3.51%6.59%3.08%
GOOGL Alphabet Inc. Class A6.15%3.25%2.90%
NVDANvidia Corp.1.71%7.51%5.80%
JNJJohnson & Johnson - Common4.75%0.95%3.80%
MUMicron Technology, Inc.3.67%2.02%1.65%
V'visa Inc., Class 'a''3.14%0.87%2.27%
BACBank Of America Corp Preferred Stock 6.53.30%0.58%2.72%
BKBank Of New York Mellon Corp/The Bk Us Equity3.39%0.15%3.24%
CCitigroup, Inc.3.01%0.36%2.65%
GDGeneral Dynamics Corp.2.85%0.14%2.71%

80.0% of VLLU is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

VLLUVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VLLU or VOO?

VLLU has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option, by $22 a year on a $10,000 investment.

Which is riskier, VLLU or VOO?

VOO has been the more volatile fund at 12.9% annualized versus 10.7% for VLLU. Worst drawdown: VLLU -16.6% vs VOO -18.7%.

Should I hold both VLLU and VOO?

VLLU and VOO have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between VLLU and VOO?

80.0% of VLLU's money is in holdings VOO also owns. 36.3% of VOO's is in holdings VLLU also owns. They hold 60 positions in common, counted across the 74 positions we hold weights for in VLLU and 504 in VOO.

Which pays a higher dividend, VLLU or VOO?

VLLU yields 1.35% while VOO yields 1.08%, so VLLU currently pays the higher dividend yield.

Is VOO better than VLLU?

VOO has a lower expense ratio. VLLU led over 1Y, VOO over the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 37.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.