VSMV vs VTI

VSMV vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVSMVVTIWinner
Expense Ratio0.35%0.03%
AUM$157M$666.9B
Dividend Yield1.34%1.07%
Holdings633,543
YTD Return+10.26%+13.14%
1Y Return+20.50%+22.35%
3Y Return (annualized)+16.74%+21.83%
5Y Return (annualized)+10.42%+12.01%
Volatility (annualized)13.1%15.3%
Max Drawdown-31.4%-56.6%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryEquityEquity
InceptionJun 21, 2017May 24, 2001

VSMV vs VTI Performance

VictoryShares US Multi-Factor Minimum Volatility ETF (VSMV) is a ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VSMV returned +20.50% while VTI returned +22.35%. Year to date, VSMV is up 10.26% versus a gain of 13.14% for VTI.

Over three years, VSMV compounded at +16.74% per year against +21.83% for VTI; over five years the annualized figures are +10.42% and +12.01% respectively. Across the full 9-year window we track, VSMV has the edge at +11.24% annualized vs +8.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.1% for VSMV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.4% for VSMV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VSMV charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, VSMV currently yields 1.34% against 1.07% for VTI.

Holdings Overlap

15.3%overlap

VSMV and VTI share 57 holdings out of 2791 unique holdings combined, representing a 15.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VSMVWeight in VTIDifference
AAPL11.07%5.84%5.23%
LRCX4.72%0.74%3.98%
JNJ4.02%0.84%3.18%
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Frequently Asked Questions

Which is cheaper, VSMV or VTI?

VSMV has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, VSMV or VTI?

Over the past year VSMV returned +20.50% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), VSMV annualized +11.24% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, VSMV or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 13.1% for VSMV. Worst drawdown: VSMV -31.4% vs VTI -56.6%.

Should I hold both VSMV and VTI?

VSMV and VTI have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VSMV and VTI?

VSMV and VTI share 57 common holdings with a 15.3% weight overlap. Combined, they hold 2791 unique securities.

Which pays a higher dividend, VSMV or VTI?

VSMV yields 1.34% while VTI yields 1.07%, so VSMV currently pays the higher dividend yield.

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