VXUS vs XCLR
Vanguard Total International Stock ETF vs Global X S&P 500 Collar 95-110 ETF
Which is better, VXUS or XCLR?
VXUS has been ahead.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VXUS | XCLR |
|---|---|---|
| Expense Ratio | 0.05%Best | 0.25% |
| AUM | $158.1B | $4M |
| Dividend Yield | 2.51% | 12.60% |
| Holdings | 8,747 | 508 |
| YTD Return | +14.48%Best | +3.83% |
| 1Y Return | +22.28%Best | +6.30% |
| 3Y Return (annualized) | +20.00%Best | +13.61% |
| 5Y Return (annualized) | +8.91%Best | +7.57% |
| Volatility (annualized) | 15.1% | 10.8%Best |
| Max Drawdown | -29.4% | -14.6%Best |
| $10,000 over 5 years | $15,323Best | $14,403 |
| Fund Family | Vanguard (US) | Global X by mirae Asset |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 26, 2011 | Aug 25, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 26, 2021 to Sep 11, 2026 (5 years).
VXUS vs XCLR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
VXUS vs XCLR Performance
Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US) and Global X S&P 500 Collar 95-110 ETF (XCLR) is an ETF from Global X by mirae Asset. Over the past year VXUS returned +22.28% while XCLR returned +6.30%. Year to date, VXUS is up 14.48% versus a gain of 3.83% for XCLR.
Over three years, VXUS compounded at +20.00% per year against +13.61% for XCLR; over five years the annualized figures are +8.91% and +7.57% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.8% for XCLR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.4% for VXUS and -14.6% for XCLR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VXUS charges 0.05% per year while XCLR charges 0.25%. On a $10,000 position that is $5 vs $25 annually, a gap of $20 per year that compounds over a long holding period. On income, VXUS currently yields 2.51% against 12.60% for XCLR.
Holdings Overlap
At least 0.6% of XCLR's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 87.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
5 positions in common, counted across the 8,091 positions we hold weights for in VXUS and 494 in XCLR, against full books of 8,747 and 508.
You are not choosing between two funds in isolation.
Whichever of VXUS and XCLR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VXUS or XCLR?
VXUS has an expense ratio of 0.05% while XCLR charges 0.25%. VXUS is the cheaper option, by $20 a year on a $10,000 investment.
Which performed better, VXUS or XCLR?
Over the past year VXUS returned +22.28% vs +6.30% for XCLR, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VXUS or XCLR?
VXUS has been the more volatile fund at 15.1% annualized versus 10.8% for XCLR. Worst drawdown: VXUS -29.4% vs XCLR -14.6%.
Should I hold both VXUS and XCLR?
VXUS and XCLR have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VXUS or XCLR?
VXUS yields 2.51% while XCLR yields 12.60%, so XCLR currently pays the higher dividend yield.
Is XCLR better than VXUS?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.