VXUS vs XCLR
Vanguard Total International Stock ETF vs Global X S&P 500 Collar 95-110 ETF
Which is better, VXUS or XCLR?
Each has led over a different period.
VXUS has a lower expense ratio. VXUS led over the full window, XCLR over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VXUS | XCLR |
|---|---|---|
| Expense Ratio | 0.05%Best | 0.25% |
| AUM | $163.2B | $4M |
| Dividend Yield | 2.38% | 12.68% |
| Holdings | 9,293 | 1,016 |
| Volatility (annualized) | 15.1% | 10.7%Best |
| Max Drawdown | -29.4% | -14.6%Best |
| $10,000 over 5.1 years | $15,011Best | $14,543 |
| Fund Family | Vanguard (US) | Global X by mirae Asset |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 26, 2011 | Aug 25, 2021 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 24 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VXUS has data through Nov 9, 2026 and XCLR through Oct 16, 2026.
Volatility and max drawdown, and the $10,000 over 5.1 years row, are measured over the window both funds cover: Aug 26, 2021 to Oct 16, 2026 (5.1 years).
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.7% for XCLR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.4% for VXUS and -14.6% for XCLR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VXUS charges 0.05% per year while XCLR charges 0.25%. On a $10,000 position that is $5 vs $25 annually, a gap of $20 per year that compounds over a long holding period. On income, VXUS currently yields 2.38% against 12.68% for XCLR.
Holdings Overlap
At least 0.2% of XCLR's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 89.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
3 positions in common, counted across the 8,463 positions we hold weights for in VXUS and 493 in XCLR, against full books of 9,293 and 1,016.
You are not choosing between two funds in isolation.
Whichever of VXUS and XCLR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VXUS or XCLR?
VXUS has an expense ratio of 0.05% while XCLR charges 0.25%. VXUS is the cheaper option, by $20 a year on a $10,000 investment.
Which is riskier, VXUS or XCLR?
VXUS has been the more volatile fund at 15.1% annualized versus 10.7% for XCLR. Worst drawdown: VXUS -29.4% vs XCLR -14.6%.
Should I hold both VXUS and XCLR?
VXUS and XCLR have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VXUS or XCLR?
VXUS yields 2.38% while XCLR yields 12.68%, so XCLR currently pays the higher dividend yield.
Is XCLR better than VXUS?
VXUS has a lower expense ratio. VXUS led over the full window, XCLR over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.