VYM vs XCLR
Vanguard High Dividend Yield ETF vs Global X S&P 500 Collar 95-110 ETF
Which is better, VYM or XCLR?
Large Cap Value against Large Cap Blend.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 37.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XCLR |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.25% |
| AUM | $81.6B | $4M |
| Dividend Yield | 2.22% | 12.60% |
| Holdings | 613 | 508 |
| YTD Return | +13.91%Best | +3.83% |
| 1Y Return | +17.57%Best | +6.30% |
| 3Y Return (annualized) | +18.12%Best | +13.61% |
| 5Y Return (annualized) | +12.17%Best | +7.57% |
| Volatility (annualized) | 13.7% | 10.8%Best |
| Max Drawdown | -15.8% | -14.6%Best |
| $10,000 over 5 years | $17,758Best | $14,403 |
| Top 10 Weight | 25.9%Best | 37.9% |
| Fund Family | Vanguard (US) | Global X by mirae Asset |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Nov 10, 2006 | Aug 25, 2021 |
Volatility and max drawdown are measured over the window both funds cover: Aug 26, 2021 to Sep 11, 2026 (5 years).
VYM vs XCLR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
VYM vs XCLR Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Global X S&P 500 Collar 95-110 ETF (XCLR) is an ETF from Global X by mirae Asset. Over the past year VYM returned +17.57% while XCLR returned +6.30%. Year to date, VYM is up 13.91% versus a gain of 3.83% for XCLR.
Over three years, VYM compounded at +18.12% per year against +13.61% for XCLR; over five years the annualized figures are +12.17% and +7.57% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 10.8% for XCLR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for VYM and -14.6% for XCLR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VYM charges 0.04% per year while XCLR charges 0.25%. On a $10,000 position that is $4 vs $25 annually, a gap of $21 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 12.60% for XCLR.
Holdings Overlap
88.6% of VYM's money is in holdings XCLR also owns. 33.7% of XCLR's money is in holdings VYM also owns.
Most of VYM is already inside XCLR. Owning both mostly buys the same companies twice.
245 positions in common, counted across the 603 positions we hold weights for in VYM and 494 in XCLR, against full books of 613 and 508.
What only one of them owns
Our book lists 245 positions for XCLR that do not appear in our book for VYM (65.5% of the fund), and 325 for VYM that do not appear in XCLR (9.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VYM | Weight in XCLR | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 7.29% | 2.96% | 4.33% |
| JPMJpmorgan Chase & Co. | 3.38% | 1.43% | 1.95% |
| JNJJohnson & Johnson | 2.54% | 0.92% | 1.62% |
| XOMExxon Mobil Corp. | 2.36% | 0.96% | 1.40% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.93% | 0.72% | 1.21% |
| CATCaterpillar, Inc. | 2.01% | 0.60% | 1.41% |
| ABBVAbbvie Inc. | 1.85% | 0.65% | 1.20% |
| BACBank Of America Corp. | 1.56% | 0.62% | 0.94% |
| UNHUnitedhealth Group Inc. | 1.56% | 0.56% | 1.00% |
| HDHome Depot Inc/The | 1.46% | 0.52% | 0.94% |
88.6% of VYM is already inside XCLR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XCLR?
VYM has an expense ratio of 0.04% while XCLR charges 0.25%. VYM is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, VYM or XCLR?
Over the past year VYM returned +17.57% vs +6.30% for XCLR, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XCLR?
VYM has been the more volatile fund at 13.7% annualized versus 10.8% for XCLR. Worst drawdown: VYM -15.8% vs XCLR -14.6%.
Should I hold both VYM and XCLR?
VYM and XCLR have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VYM and XCLR?
88.6% of VYM's money is in holdings XCLR also owns. 33.7% of XCLR's is in holdings VYM also owns. They hold 245 positions in common, counted across the 603 positions we hold weights for in VYM and 494 in XCLR.
Which pays a higher dividend, VYM or XCLR?
VYM yields 2.22% while XCLR yields 12.60%, so XCLR currently pays the higher dividend yield.
Is XCLR better than VYM?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.