VYM vs XCLR
Vanguard High Dividend Yield ETF vs Global X S&P 500 Collar 95-110 ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | VYM | XCLR | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.25% | |
| AUM | $81.6B | $4M | |
| Dividend Yield | 2.24% | 12.85% | |
| Holdings | 616 | 508 | |
| YTD Return | +16.42% | +5.54% | |
| 1Y Return | +24.22% | +9.88% | |
| 3Y Return (annualized) | +19.03% | +14.33% | |
| 5Y Return (annualized) | +12.21% | +7.95% | |
| Volatility (annualized) | 14.6% | 10.9% | |
| Max Drawdown | -58.8% | -14.6% | |
| Fund Family | Vanguard (US) | Global X by mirae Asset | |
| Category | Equity | Equity | |
| Inception | Nov 10, 2006 | Aug 25, 2021 |
VYM vs XCLR Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Global X S&P 500 Collar 95-110 ETF (XCLR) is a ETF from Global X by mirae Asset. Over the past year VYM returned +24.22% while XCLR returned +9.88%. Year to date, VYM is up 16.42% versus a gain of 5.54% for XCLR.
Over three years, VYM compounded at +19.03% per year against +14.33% for XCLR; over five years the annualized figures are +12.21% and +7.95% respectively. Across the full 5-year window we track, XCLR has the edge at +7.95% annualized vs +7.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.9% for XCLR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -14.6% for XCLR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VYM charges 0.04% per year while XCLR charges 0.25%. On a $10,000 position that is $4 vs $25 annually, a gap of $21 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 12.85% for XCLR.
Holdings Overlap
VYM and XCLR share 226 holdings out of 836 unique holdings combined, representing a 39.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XCLR?
VYM has an expense ratio of 0.04% while XCLR charges 0.25%. VYM is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, VYM or XCLR?
Over the past year VYM returned +24.22% vs +9.88% for XCLR, so VYM leads on 1-year performance. Over the longest common window we track (5 years), VYM annualized +7.10% vs +7.95% for XCLR. Past performance does not guarantee future results.
Which is riskier, VYM or XCLR?
VYM has been the more volatile fund at 14.6% annualized versus 10.9% for XCLR. Worst drawdown: VYM -58.8% vs XCLR -14.6%.
Should I hold both VYM and XCLR?
VYM and XCLR have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XCLR?
VYM and XCLR share 226 common holdings with a 39.9% weight overlap. Combined, they hold 836 unique securities.
Which pays a higher dividend, VYM or XCLR?
VYM yields 2.24% while XCLR yields 12.85%, so XCLR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.