VYM vs WBIF
Vanguard High Dividend Yield ETF vs WBI BullBear Value 3000 ETF
Quick Verdict
VYM has a lower expense ratio. WBIF delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | VYM | WBIF | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 1.65% | |
| AUM | $81.6B | $24M | |
| Dividend Yield | 2.24% | 0.06% | |
| Holdings | 616 | 70 | |
| YTD Return | +14.66% | +18.14% | |
| 1Y Return | +22.16% | +24.08% | |
| 3Y Return (annualized) | +18.72% | +10.30% | |
| 5Y Return (annualized) | +12.18% | +3.99% | |
| Volatility (annualized) | 14.6% | 12.0% | |
| Max Drawdown | -58.8% | -20.3% | |
| Fund Family | Vanguard (US) | WBI Investments | |
| Category | Equity | Equity | |
| Inception | Nov 10, 2006 | Aug 25, 2014 |
VYM vs WBIF Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and WBI BullBear Value 3000 ETF (WBIF) is a ETF from WBI Investments. Over the past year VYM returned +22.16% while WBIF returned +24.08%. Year to date, VYM is up 14.66% versus a gain of 18.14% for WBIF.
Over three years, VYM compounded at +18.72% per year against +10.30% for WBIF; over five years the annualized figures are +12.18% and +3.99% respectively. Across the full 12-year window we track, VYM has the edge at +7.01% annualized vs +4.19%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 12.0% for WBIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -20.3% for WBIF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VYM charges 0.04% per year while WBIF charges 1.65%. On a $10,000 position that is $4 vs $165 annually, a gap of $161 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 0.06% for WBIF.
Holdings Overlap
VYM and WBIF share 31 holdings out of 641 unique holdings combined, representing a 4.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or WBIF?
VYM has an expense ratio of 0.04% while WBIF charges 1.65%. VYM is the cheaper option. On a $10,000 investment, that is $161 per year of difference.
Which performed better, VYM or WBIF?
Over the past year VYM returned +22.16% vs +24.08% for WBIF, so WBIF leads on 1-year performance. Over the longest common window we track (12 years), VYM annualized +7.01% vs +4.19% for WBIF. Past performance does not guarantee future results.
Which is riskier, VYM or WBIF?
VYM has been the more volatile fund at 14.6% annualized versus 12.0% for WBIF. Worst drawdown: VYM -58.8% vs WBIF -20.3%.
Should I hold both VYM and WBIF?
VYM and WBIF have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and WBIF?
VYM and WBIF share 31 common holdings with a 4.6% weight overlap. Combined, they hold 641 unique securities.
Which pays a higher dividend, VYM or WBIF?
VYM yields 2.24% while WBIF yields 0.06%, so VYM currently pays the higher dividend yield.
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