VYM vs WBIF
Vanguard High Dividend Yield ETF vs WBI BullBear Value 3000 ETF
Which is better, VYM or WBIF?
Each has led over a different period.
VYM has a lower expense ratio. VYM led over 3Y, 5Y and the full window, WBIF over 1Y. WBIF is less concentrated, with 22.9% of the fund in its ten largest positions against 25.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | WBIF |
|---|---|---|
| Expense Ratio | 0.04%Best | 1.65% |
| AUM | $81.6B | $24M |
| Dividend Yield | 2.22% | 0.06% |
| Holdings | 613 | 70 |
| YTD Return | +13.15% | +15.50%Best |
| 1Y Return | +17.82% | +19.19%Best |
| 3Y Return (annualized) | +17.99%Best | +9.67% |
| 5Y Return (annualized) | +12.16%Best | +3.58% |
| Volatility (annualized) | 13.7% | 12.0%Best |
| Max Drawdown | -35.7% | -20.3%Best |
| $10,000 over 5 years | $17,750Best | $11,923 |
| Top 10 Weight | 25.9% | 22.9%Best |
| Fund Family | Vanguard (US) | WBI Investments |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Nov 10, 2006 | Aug 25, 2014 |
Volatility and max drawdown are measured over the window both funds cover: Aug 27, 2014 to Sep 10, 2026 (12 years).
VYM vs WBIF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12 years both funds cover.
VYM vs WBIF Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and WBI BullBear Value 3000 ETF (WBIF) is an ETF from WBI Investments. Over the past year VYM returned +17.82% while WBIF returned +19.19%. Year to date, VYM is up 13.15% versus a gain of 15.50% for WBIF.
Over three years, VYM compounded at +17.99% per year against +9.67% for WBIF; over five years the annualized figures are +12.16% and +3.58% respectively. Across the full 12-year window we track, VYM has the edge at +8.97% annualized vs +3.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.0% for WBIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.7% for VYM and -20.3% for WBIF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VYM charges 0.04% per year while WBIF charges 1.65%. On a $10,000 position that is $4 vs $165 annually, a gap of $161 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 0.06% for WBIF.
Holdings Overlap
5.4% of VYM's money is in holdings WBIF also owns. 46.2% of WBIF's money is in holdings VYM also owns.
The two portfolios partly overlap.
The two holdings books were reported 50 days apart, VYM as of Jun 30, 2026 and WBIF as of Aug 19, 2026, so some of the difference between them is the time between the two reports rather than the funds.
34 positions in common, counted across the 603 positions we hold weights for in VYM and 71 in WBIF, against full books of 613 and 70.
What only one of them owns
Our book lists 31 positions for WBIF that do not appear in our book for VYM (46.0% of the fund), and 534 for VYM that do not appear in WBIF (92.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VYM | Weight in WBIF | Difference |
|---|---|---|---|
| VLOValero Energy Corp. | 0.32% | 1.92% | 1.60% |
| COFCapital One Financial Corp. | 0.52% | 1.67% | 1.15% |
| VCTRVictory Receivables Corp | 0.01% | 2.14% | 2.13% |
| PGRProgressive Corp. | 0.53% | 1.59% | 1.06% |
| ADPAutomatic Data Processing, Inc. | 0.37% | 1.69% | 1.32% |
| ACNAccenture Plc | 0.32% | 1.70% | 1.38% |
| LMTLockheed Martin Corp | 0.43% | 1.56% | 1.13% |
| MPCMarathon Petroleum Corp. | 0.31% | 1.52% | 1.21% |
| MTDRMatador Resources Co | 0.02% | 1.76% | 1.74% |
| PRIPrimerica Inc | 0.04% | 1.73% | 1.69% |
46.2% of WBIF is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, VYM or WBIF?
VYM has an expense ratio of 0.04% while WBIF charges 1.65%. VYM is the cheaper option, by $161 a year on a $10,000 investment.
Which performed better, VYM or WBIF?
Over the past year VYM returned +17.82% vs +19.19% for WBIF, so WBIF leads on 1-year performance. Over the longest common window we track (12 years), VYM annualized +8.97% vs +3.98% for WBIF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or WBIF?
VYM has been the more volatile fund at 13.7% annualized versus 12.0% for WBIF. Worst drawdown: VYM -35.7% vs WBIF -20.3%.
Should I hold both VYM and WBIF?
VYM and WBIF have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VYM and WBIF?
46.2% of WBIF's money is in holdings VYM also owns. 46.2% of WBIF's is in holdings VYM also owns. They hold 34 positions in common, counted across the 603 positions we hold weights for in VYM and 71 in WBIF.
Which pays a higher dividend, VYM or WBIF?
VYM yields 2.22% while WBIF yields 0.06%, so VYM currently pays the higher dividend yield.
Is WBIF better than VYM?
VYM has a lower expense ratio. VYM led over 3Y, 5Y and the full window, WBIF over 1Y. WBIF is less concentrated, with 22.9% of the fund in its ten largest positions against 25.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.