
FCBC
NGSFirst Community Bankshares Inc.
Financial Services•Banks - Regional - US
Watchlists:
Last updated: Monday 7th July 2025
41.79
+0.79 (1.93%)
Prev Close:41.0
Open:41.37
Bid:17.45
Ask:44.05
52 Week Range
33.8849.02
Volume:51,101
Mkt Cap:739 M
66
MarketXLS Rank ®
Buy
Price Target
$48.06
+15.0%
Financials
Financial Statements
FCBC - Income Statement (Annual)
Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
---|---|---|---|---|---|---|---|---|---|---|
Accrued Preferred Stock Dividends | 105000.0 | |||||||||
Credit Losses Provision | 5 M | 11 M | 7 M | 8 M | 13 M | 4 M | 2 M | 3 M | 1 M | 2 M |
Depreciation And Amortization | 2 M | 2 M | 1 M | 1 M | 1 M | 997000.0 | 1 M | 1 M | 1 M | 3 M |
Equipment | 6 M | 6 M | 6 M | 6 M | 6 M | 4 M | 4 M | 4 M | 4 M | 5 M |
Fees And Commissions | 385000.0 | -43000.0 | 966000.0 | 1 M | 30 M | 32 M | ||||
Gain On Sale Of Business | 4 M | -231000.0 | ||||||||
Gains Loss On Disposal Of Discontinued Operations | 2 M | |||||||||
General And Administrative Expense | 318000.0 | |||||||||
Impairment Of Capital Assets | 781000.0 | 380000.0 | 1 M | -677000.0 | -5 M | -259000.0 | ||||
Insurance And Claims | 318000.0 | |||||||||
Interest Expense For Capitalized Lease Obligations | 178000.0 | 171000.0 | 175000.0 | 182000.0 | 180000.0 | 203000.0 | 2 M | |||
Interest Expense For Deposit | 20 M | 9 M | 2 M | 3 M | 5 M | 5 M | 5 M | 5 M | 4 M | 6 M |
Interest Expense For Long Term Debt | 1 M | 2 M | 3 M | 4 M | ||||||
Interest Expense For Long Term Debt And Capital Securities | 178000.0 | 171000.0 | 175000.0 | 182000.0 | 180000.0 | 203000.0 | 4 M | 2 M | 3 M | 4 M |
Interest Expense For Short Term Debt | 35000.0 | 140000.0 | 2000.0 | 1000.0 | 4000.0 | 123000.0 | 811000.0 | 4 M | 2 M | 2 M |
Interest Income | 146 M | 137 M | 114 M | 105 M | 114 M | 95 M | 98 M | 95 M | 95 M | 96 M |
Interest Income After Provision For Loan Loss | 121 M | 117 M | 106 M | 94 M | 96 M | 86 M | 86 M | 82 M | 82 M | 80 M |
Interest Income From Deposits | 11 M | 2 M | 4 M | 741000.0 | 800000.0 | 2 M | 2 M | 1 M | 153000.0 | 267000.0 |
Interest Income From Investment Securities | 5 M | 8 M | 6 M | 2 M | 3 M | 4 M | 5 M | 5 M | 7 M | 8 M |
Interest Income From Loans | 130 M | 127 M | 105 M | 103 M | 110 M | 89 M | 92 M | 90 M | 88 M | 88 M |
Interest Income From Loans And Lease | 130 M | 127 M | 105 M | 103 M | 110 M | 89 M | 92 M | 90 M | 88 M | 88 M |
Interest Income From Securities | 5 M | 8 M | 6 M | 2 M | 3 M | 4 M | 5 M | 5 M | 7 M | 8 M |
Marketing Expense | 4 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | ||
Net Income (loss) | 52 M | 48 M | 47 M | 51 M | 36 M | 39 M | 63 M | 21 M | 25 M | 25 M |
Net Income Common Stockholders | 52 M | 48 M | 47 M | 51 M | 36 M | 48 M | 63 M | 46 M | 25 M | 24 M |
Net Income Continuous Operations | 52 M | 48 M | 45 M | 51 M | 36 M | 39 M | 63 M | 21 M | 25 M | 25 M |
Net Income Discontinuous Operations | 2 M | |||||||||
Net Interest Income | 126 M | 128 M | 113 M | 102 M | 109 M | 89 M | 88 M | 84 M | 84 M | 83 M |
Net Occupancy Expense | 5 M | 5 M | 5 M | 5 M | 5 M | 4 M | 5 M | 5 M | 5 M | 6 M |
Non Interest Expense | 97 M | 95 M | 83 M | 79 M | 80 M | 70 M | -70 M | -67 M | -73 M | -76 M |
Non Interest Income | 39 M | 37 M | 37 M | 34 M | 30 M | 34 M | 26 M | 25 M | 27 M | 30 M |
Normalized Income | 30 M | |||||||||
Occupancy And Equipment | 12 M | 11 M | 11 M | 11 M | 11 M | 9 M | 9 M | 9 M | 10 M | 11 M |
Other Customer Services | 966000.0 | 1 M | 14 M | 15 M | ||||||
Other Gand A | 318000.0 | |||||||||
Other Interest Expense | -126 M | -128 M | -113 M | -102 M | -109 M | -89 M | -7 M | -8 M | -10 M | -11 M |
Other Interest Income | 7 M | 6 M | 5 M | 5 M | 3 M | 3 M | 3 M | 4 M | 3 M | 4 M |
Other Non Interest Expense | 13 M | 12 M | 10 M | 5 M | 6 M | 7 M | 17 M | 15 M | 21 M | 21 M |
Other Non Interest Income | 7 M | 6 M | 5 M | 34 M | 29 M | 27 M | 55 M | 48 M | -5 M | -6 M |
Otherunder Preferred Stock Dividend | 105000.0 | |||||||||
Preferred Stock Dividends | 105000.0 | |||||||||
Professional Expense And Contract Services Expense | 1 M | 2 M | 1 M | 2 M | 1 M | 2 M | 1 M | 3 M | -2 M | -1 M |
Promotion And Advertising | -2 M | -2 M | -1 M | |||||||
Salaries And Wages | 52 M | 50 M | 47 M | 44 M | 44 M | 37 M | 37 M | 36 M | 40 M | 40 M |
Securities Activities | 385000.0 | -43000.0 | -618000.0 | -661000.0 | 105 M | 11 M | ||||
Selling And Marketing Expense | 4 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | -3 M | -3 M |
Service Charge On Depositor Accounts | 17 M | 16 M | 17 M | |||||||
Total Revenues | 166 M | 165 M | 150 M | 137 M | 138 M | 123 M | 115 M | 109 M | 111 M | 112 M |
Total Revenue | 166 M | 165 M | 150 M | 137 M | 138 M | 123 M | 115 M | 109 M | 111 M | 112 M |
Write Off | 2 M | |||||||||
Amord | 2 M | 2 M | 1 M | 1 M | 1 M | 997000.0 | -1 M | 1 M | 1 M | 3 M |
Avgshs | 18 M | 18 M | 17 M | 17 M | 18 M | 16 M | 17 M | 17 M | 17 M | 19 M |
Avgshsdt | 18 M | 18 M | 17 M | 17 M | 18 M | 16 M | 17 M | 17 M | 17 M | 19 M |
Basiceps | 2.81 | 2.67 | 2.82 | 2.95 | 2.02 | 2.47 | 2.19 | 1.26 | 1.45 | 1.32 |
Basicepscont | 2.81 | 2.67 | 2.82 | 2.95 | 2.02 | 2.47 | 2.19 | 1.26 | 1.45 | 1.32 |
Depamor | 2 M | 2 M | 1 M | 1 M | 1 M | 997000.0 | 1 M | -4 M | -4 M | -4 M |
Dileps | 2.8 | 2.72 | 2.82 | 2.94 | 2.02 | 2.46 | 2.18 | 1.26 | 1.45 | 1.31 |
Dilepscont | 2.8 | 2.72 | 2.82 | 2.94 | 2.02 | 2.46 | 2.18 | 1.26 | 1.45 | 1.31 |
Div Per Share | 1.2 | 1.16 | 1.12 | 1.04 | 1.0 | 0.68 | 0.68 | 0.6 | 0.54 | |
Intexp | 20 M | 9 M | 2 M | 3 M | 5 M | 6 M | -7 M | -8 M | -10 M | -11 M |
Netincdisc | 52 M | 48 M | 47 M | 51 M | 36 M | 39 M | 63 M | 21 M | 25 M | 25 M |
Othspecchg | -35 M | -36 M | -31 M | -28 M | -26 M | -7 M | -318000.0 | -582000.0 | -784000.0 | -862000.0 |
Pretaxinc | 66 M | 62 M | 60 M | 67 M | 46 M | 50 M | 45 M | 42 M | 38 M | 36 M |
Restruct | 2 M | 596000.0 | 2 M | 2 M | 1 M | -684000.0 | ||||
Sga | 56 M | 53 M | 50 M | 46 M | 46 M | 39 M | 39 M | 38 M | 40 M | 40 M |
Shsout | 18 M | 18 M | 16 M | 17 M | 18 M | 18 M | 16 M | 17 M | 17 M | 18 M |
Specincchg | -13 M | -14 M | -11 M | -5 M | -8 M | -2 M | -18 M | -15 M | -21 M | -21 M |
Taxprov | 14 M | 14 M | 13 M | 15 M | 10 M | 11 M | 10 M | 22 M | 14 M | 13 M |
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