IROQ
NSCIF Bancorp Inc.
Financial Services•Savings & Cooperative Banks
Watchlists:
Last updated: Friday 18th July 2025
24.65
+0.35 (1.44%)
Prev Close:24.3
Open:24.66
Bid:10.61
Ask:39.44
52 Week Range
16.7525.76
Volume:1,368
Mkt Cap:84 M
56
MarketXLS Rank ®
Hold
Price Target
$28.35
+15.0%
Financial Statements
IROQ - Cash Flow (Annual)
| Jun-24 | Jun-23 | Jun-22 | Jun-21 | Jun-20 | Jun-19 | Jun-18 | Jun-17 | Jun-16 | Jun-15 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Impairment Charge | -214000.0 | 118000.0 | ||||||||
| Cash Flow From Continuing Investing Activities | -40 M | -57 M | -69 M | -36 M | -34 M | -27 M | -61 M | 8 M | -38 M | -13 M |
| Change In Accrued Expense | 1 M | 1 M | -23000.0 | -338000.0 | -264000.0 | |||||
| Change In Federal Funds And Securities Sold For Repurchase | 99 M | 88 M | 45 M | 60 M | 26 M | 13 M | 368000.0 | 2 M | ||
| Change In Interest Payable | 1 M | 1 M | -23000.0 | -338000.0 | -264000.0 | |||||
| Change In Payables And Accrued Expense | 1 M | 2 M | -448000.0 | 71000.0 | -492000.0 | 438000.0 | -445000.0 | -178000.0 | -23000.0 | -42000.0 |
| Change In Tax Payable | -265000.0 | 730000.0 | -425000.0 | 409000.0 | -228000.0 | 438000.0 | -445000.0 | -178000.0 | -23000.0 | -42000.0 |
| Change In Working Capital | 35 M | 31 M | -11 M | -19 M | -47 M | 67 M | 15 M | -9 M | 10 M | -7 M |
| Common Stock Dividend Paid | -1 M | -1 M | -1 M | -909000.0 | -939000.0 | -868000.0 | -730000.0 | -589000.0 | -484000.0 | -403000.0 |
| Common Stock Payments | -7 M | -6 M | -1 M | -1 M | -1 M | -5 M | ||||
| Depreciation And Amortization | 671000.0 | 663000.0 | 1 M | 2 M | 975000.0 | 711000.0 | 625000.0 | 560000.0 | 750000.0 | 999000.0 |
| Financing Cash Flow | 36 M | -10 M | 73 M | 58 M | 1 M | 76 M | 37 M | -2 M | 15 M | 16 M |
| Gain Loss On Investment Securities | 171000.0 | 275000.0 | -320000.0 | -267000.0 | ||||||
| Income Tax Paid Supplemental Data | 347000.0 | 2 M | 2 M | 3 M | 1 M | 365000.0 | 2 M | 3 M | 2 M | 2 M |
| Increase Decrease In Deposit | -44 M | -50 M | ||||||||
| Interest Paid Supplemental Data | 22 M | 9 M | 3 M | 5 M | 9 M | 8 M | 5 M | 4 M | 3 M | 3 M |
| Issuance Of Capital Stock | 732000.0 | 315000.0 | ||||||||
| Issuance Of Debt | 39 M | 5 M | -13 M | -9 M | 14 M | -43 M | 14 M | -13 M | 9 M | 1 M |
| Net Business Purchase And Sale | -1 M | -2000.0 | ||||||||
| Net Common Stock Issuance | 732000.0 | 315000.0 | -7 M | -6 M | -1 M | -1 M | -1 M | -5 M | ||
| Net Investment Properties Purchase And Sale | 14 M | 13 M | -64 M | -31 M | -10 M | -9 M | -18 M | 7 M | 52 M | 14 M |
| Net Investment Purchase And Sale | 14 M | 13 M | -64 M | -31 M | -10 M | -9 M | -18 M | 7 M | 52 M | 14 M |
| Net Issuance Payments Of Debt | 39 M | 5 M | -13 M | -9 M | 14 M | -43 M | 14 M | -13 M | 9 M | 1 M |
| Net Long Term Debt Issuance | 13 M | 5 M | -10 M | -9 M | 11 M | -43 M | 14 M | -13 M | 9 M | 1 M |
| Net PPE Purchase And Sale | -159000.0 | -2 M | -387000.0 | -279000.0 | -158000.0 | -1 M | -5 M | -2 M | -214000.0 | -106000.0 |
| Net Proceeds Payment For Loan | -53 M | -68 M | -6 M | -6 M | -24 M | -16 M | -38 M | 4 M | -89 M | -27 M |
| Other Non-cash Items | 499000.0 | 552000.0 | 1 M | 1 M | 746000.0 | 1 M | 1 M | 2 M | 2 M | 973000.0 |
| Payment For Loans | -54 M | -69 M | -7 M | -6 M | -24 M | -1 M | -2 M | -203000.0 | ||
| Pension And Employee Benefit Expense | 23000.0 | 21000.0 | 37000.0 | 87000.0 | 57000.0 | 57000.0 | -34000.0 | 23000.0 | 40000.0 | 61000.0 |
| Proceeds From Loans | 920000.0 | 1 M | 1 M | -14 M | -35 M | 4 M | -89 M | -27 M | ||
| Proceeds From Stock Option Exercised | 19000.0 | |||||||||
| Provision For Loan Lease And Other Losses | 150000.0 | -228000.0 | ||||||||
| Purchase Of Fixed Maturity Securities | -2 M | -18 M | -99 M | -80 M | ||||||
| Purchase Of Investment | -2 M | -18 M | -99 M | -80 M | -52 M | -42 M | -39 M | -73 M | -25 M | -49 M |
| Purchase Of PPE | -247000.0 | -2 M | -387000.0 | -279000.0 | -158000.0 | -1 M | -5 M | -2 M | -214000.0 | -106000.0 |
| Repayment Of Debt | -1,165 M | -509 M | -13 M | -86 M | -93 M | -155 M | -126 M | -104 M | -257 M | -268 M |
| Sale Of Investment | 13 M | 16 M | 7 M | 6 M | 47 M | 52 M | 51 M | |||
| Sale Of PPE | 88000.0 | |||||||||
| Short Term Debt Payments | -498 M | -3 M | -2 M | |||||||
| Stock Based Compensation | 563000.0 | 662000.0 | 601000.0 | 572000.0 | 618000.0 | 645000.0 | 613000.0 | 598000.0 | 671000.0 | 513000.0 |
| Amord | 614000.0 | 855000.0 | 304000.0 | 83000.0 | 157000.0 | 236000.0 | 322000.0 | 569000.0 | ||
| Begcash | 11 M | 76 M | 63 M | 33 M | 60 M | 5 M | 8 M | 6 M | 13 M | 13 M |
| Capex | -159000.0 | -2 M | -387000.0 | -279000.0 | -158000.0 | -1 M | -5 M | -2 M | -214000.0 | -106000.0 |
| Cffcf | 36 M | -10 M | 85 M | 78 M | 50 M | 9 M | 37 M | -2 M | 15 M | 16 M |
| Cffinv | -40 M | -57 M | -69 M | -36 M | -34 M | -27 M | -61 M | 8 M | -38 M | -13 M |
| Cffoa | 2 M | 3 M | -3 M | -12 M | -42 M | 73 M | 20 M | -4 M | 16 M | -2 M |
| Chgcash | -1 M | -65 M | 13 M | 29 M | -26 M | 55 M | -3 M | 1 M | -7 M | 493000.0 |
| Chgothca | 37 M | 30 M | -11 M | -19 M | -48 M | 67 M | 16 M | -10 M | 10 M | -7 M |
| Chgothcl | -2 M | -616000.0 | 369000.0 | 315000.0 | 2 M | 125000.0 | 786000.0 | 458000.0 | 545000.0 | -120000.0 |
| Chgpay | -265000.0 | 730000.0 | -425000.0 | 409000.0 | -228000.0 | 438000.0 | -445000.0 | -178000.0 | -23000.0 | -42000.0 |
| Chgrec | -1 M | -1 M | -614000.0 | -400000.0 | -39000.0 | -590000.0 | -659000.0 | -4000.0 | -396000.0 | -149000.0 |
| Comstkiss | 732000.0 | 315000.0 | ||||||||
| Definc | 120000.0 | -156000.0 | 218000.0 | -162000.0 | -15000.0 | 76000.0 | 1 M | -332000.0 | -230000.0 | -135000.0 |
| Deftax | 120000.0 | -156000.0 | 218000.0 | -162000.0 | -15000.0 | 76000.0 | 1 M | -332000.0 | -230000.0 | -135000.0 |
| Depamor | 671000.0 | 663000.0 | 1 M | 679000.0 | 975000.0 | 628000.0 | 468000.0 | 324000.0 | 428000.0 | 430000.0 |
| Divpaid | 1 M | 1 M | 1 M | 909000.0 | 939000.0 | 868000.0 | 730000.0 | 589000.0 | 484000.0 | 403000.0 |
| Endcash | 10 M | 11 M | 76 M | 63 M | 33 M | 60 M | 5 M | 8 M | 6 M | 13 M |
| Fcf | 2 M | 516000.0 | 8 M | 7 M | 7 M | 5 M | 15 M | -6 M | 15 M | -2 M |
| Ltdebtiss | 680 M | 514 M | 77 M | 102 M | 112 M | 140 M | 91 M | 267 M | 269 M | |
| Ltdebtpay | -667 M | -509 M | -10 M | -86 M | -91 M | -155 M | -126 M | -104 M | -257 M | -268 M |
| Netinccont | 2 M | 5 M | 6 M | 5 M | 4 M | 4 M | 2 M | 4 M | 4 M | 3 M |
| Netothfin | 7 M | 2 M | 16 M | 8 M | 19 M | |||||
| Netothinv | 16 M | 32 M | 35 M | 49 M | 26 M | 26 M | 15 M | 33 M | 25 M | 12 M |
| Netstdebtiss | -498 M | -3 M | -2 M | |||||||
| Opcf | 2 M | 3 M | 9 M | 7 M | 7 M | 6 M | 20 M | -4 M | 16 M | -2 M |
| Opgainloss | -242000.0 | -8000.0 | -197000.0 | -2 M | -984000.0 | -300000.0 | -255000.0 | -1 M | -796000.0 | 68000.0 |
| Purchbus | -1 M | -2000.0 | ||||||||
| Repurchstk | -7 M | -6 M | -1 M | -1 M | -1 M | -5 M |