ORRF Stock Forecast, Price Targets, Chart, Dividends & Analysis
Orrstown Financial Services Inc
ORRF 
NSC
Sector: Financial Services
Industry: Banks - Regional - US
37.26
USD
-0.48
(-1.27%)
Previous close: 37.74 Open: 37.86 Bid: 25.0 Ask: 39.0
52 week range
20.00 37.86
Mkt Cap: 711 M Avg Vol (90 Days): 81,899
Last updated: Monday 21st October 2024
Metrics
Valuation
Price per Sales TTM ($) | 5.34 |
Price per Book TTM ($) | 2.51 |
PE Ratio (TTM) | 21.25 |
Book Value per Share ($) | 14.37 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 3.10% | |
1 Month Return | 4.81% | |
3 Month Return | 18.81% | |
1 Year Return | 89.81% | |
3 Year Return | 73.48% | |
5 Year Return | 98.00% | |
YTD Return | 26.31% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 66.46 |
14 Day SMA ($) | 35.71 |
14 Day EMA ($) | 36.18 |
Money Flow Index | 49.18 |
Average True Range | 0.80 |
50 Day SMA ($) | 35.00 |
200 Day SMA ($) | 29.28 |
ADX | 16.38 |
MACD | -1.10 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
ORRF Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -208000.0 | -207000.0 | -286000.0 | 2 M | 2 M | 1 M | 1 M | 953000.0 | ||
| Basic EPS from continuing operations | 3.59 | 0.97 | 0.82 | 1.0 | 1.53 | 1.63 | 2.42 | 3.0 | 2.09 | 3.45 |
| Basic EPS total | 3.59 | 0.97 | 0.82 | 1.0 | 1.53 | 1.63 | 2.42 | 3.0 | 2.09 | 3.45 |
| Basic weighted shares outstanding | 8 M | 8 M | 8 M | 8 M | 8 M | 10 M | 11 M | 11 M | 10 M | |
| CreditLossesProvision | 4 M | 603000.0 | 250000.0 | 1000000.0 | 800000.0 | 900000.0 | 5 M | 1 M | 13 M | |
| Depreciation | -2 M | -2 M | -3 M | -3 M | 3 M | 3 M | 2 M | 2 M | 2 M | |
| Depreciation unreconciled | 208000.0 | 207000.0 | 102000.0 | 286000.0 | 2 M | 2 M | 1 M | 1 M | 953000.0 | |
| DepreciationAndAmortization | 208000.0 | 207000.0 | 102000.0 | 286000.0 | 2 M | 2 M | 1 M | 1 M | 953000.0 | |
| Diluted EPS total | 3.59 | 0.97 | 0.81 | 0.98 | 1.5 | 1.61 | 2.4 | 2.96 | 2.06 | 3.42 |
| Diluted normalized net income/share | 3.59 | 0.97 | 0.81 | 0.98 | 1.5 | 1.61 | 2.4 | 2.96 | 2.06 | 3.42 |
| Diluted weighted shares outstanding | 8 M | 8 M | 8 M | 8 M | 9 M | 11 M | 11 M | 11 M | 10 M | |
| Dividends paid per share | 0.22 | 0.35 | 0.42 | 0.51 | 0.6 | 0.68 | 0.74 | 0.76 | 0.8 | |
| Equipment | 3 M | 3 M | 3 M | 3 M | 4 M | 5 M | 5 M | 5 M | 5 M | 5 M |
| FeesAndCommissions | 15 M | 14 M | 16 M | 4 M | 4 M | 5 M | 8 M | 9 M | 4 M | 4 M |
| GeneralAndAdministrativeExpense | 4 M | 4 M | 4 M | 4 M | 5 M | 367000.0 | 686000.0 | 816000.0 | 1 M | 2 M |
| ImpairmentOfCapitalAssets | 70000.0 | 997000.0 | -987000.0 | -79000.0 | ||||||
| Income before tax | 13 M | 10 M | 8 M | 12 M | 14 M | 20 M | 33 M | 41 M | 27 M | 45 M |
| Income restructuring and M&A | 3 M | 9 M | 2 M | 1 M | ||||||
| Income taxes | -15 M | 2 M | 2 M | 5 M | 2 M | 3 M | 6 M | 8 M | 5 M | 9 M |
| InsuranceAndClaims | 4 M | 4 M | 4 M | 4 M | 5 M | 367000.0 | 686000.0 | 816000.0 | 1 M | 2 M |
| Interest expense | -4 M | -4 M | -5 M | -8 M | -14 M | 24 M | 16 M | 7 M | 9 M | 45 M |
| InterestExpenseForCapitalizedLeaseObligations | 2 M | 2 M | 1 M | 1 M | ||||||
| InterestExpenseForDeposit | 4 M | 4 M | 5 M | 6 M | 10 M | 19 M | 12 M | 4 M | 6 M | 38 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | -20 M | |||||||||
| InterestExpenseForLongTermDebt | 333000.0 | 400000.0 | 419000.0 | 726000.0 | 2 M | 4 M | 4 M | 2 M | 2 M | 2 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 333000.0 | 400000.0 | 419000.0 | 726000.0 | 2 M | 4 M | 4 M | 2 M | 2 M | 2 M |
| InterestExpenseForShortTermDebt | 148000.0 | 295000.0 | 187000.0 | 784000.0 | 2 M | 623000.0 | 85000.0 | 31000.0 | 44000.0 | 114000.0 |
| InterestIncome | 38 M | 39 M | 42 M | 51 M | 66 M | 93 M | 100 M | 94 M | 109 M | 150 M |
| InterestIncomeAfterProvisionForLoanLoss | 34 M | 34 M | 36 M | 41 M | 51 M | 68 M | 78 M | 86 M | 87 M | 105 M |
| InterestIncomeFromInvestmentSecurities | 9 M | 8 M | 8 M | 11 M | 15 M | 18 M | 12 M | 9 M | 15 M | 23 M |
| InterestIncomeFromLoans | 30 M | 31 M | 34 M | 40 M | 51 M | 75 M | 87 M | 84 M | 94 M | 127 M |
| InterestIncomeFromLoansAndLease | 30 M | 31 M | 34 M | 40 M | 51 M | 75 M | 87 M | 84 M | 94 M | 127 M |
| InterestIncomeFromSecurities | 9 M | 8 M | 8 M | 11 M | 15 M | 18 M | 12 M | 9 M | 15 M | 23 M |
| InvestmentBankingProfit | 6 M | 7 M | 7 M | 7 M | 8 M | 8 M | 8 M | |||
| MarketingExpense | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| Net income from total operations | 29 M | 8 M | 7 M | 8 M | 13 M | 17 M | 26 M | 33 M | 22 M | 36 M |
| NetIncomeCommonStockholders | 21 M | 7 M | 7 M | 8 M | 13 M | 18 M | 26 M | 33 M | 22 M | 36 M |
| NetIncomeContinuousOperations | 29 M | 8 M | 7 M | 8 M | 13 M | 17 M | 26 M | 33 M | 22 M | 36 M |
| NetInterestIncome | 38 M | 35 M | 36 M | 42 M | 51 M | 69 M | 84 M | 87 M | 100 M | 105 M |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 3 M | 3 M | 4 M | 5 M | 5 M | 5 M | 4 M |
| NonInterestExpense | -44 M | -45 M | -48 M | -50 M | -58 M | 77 M | 74 M | 74 M | 96 M | 84 M |
| NonInterestIncome | 19 M | 19 M | 20 M | 20 M | 21 M | 29 M | 28 M | 29 M | 27 M | 26 M |
| NonRecurringOperationExpense | 1000000.0 | |||||||||
| Normalized income | 36 M | |||||||||
| OccupancyAndEquipment | 6 M | 5 M | 6 M | 6 M | 7 M | 9 M | 10 M | 10 M | 10 M | 10 M |
| Other special charges | -178000.0 | -15 M | -20 M | -21 M | -25 M | -524000.0 | ||||
| OtherCustomerServices | 328000.0 | -217000.0 | 144000.0 | -802000.0 | -413000.0 | |||||
| OtherGandA | 4 M | 4 M | 4 M | 4 M | 5 M | 367000.0 | 686000.0 | 816000.0 | 1 M | 2 M |
| OtherInterestExpense | -14 M | 24 M | -630000.0 | -5 M | ||||||
| OtherNonInterestExpense | 5 M | 4 M | 4 M | 4 M | 3 M | 10 M | 10 M | 11 M | 6 M | 10 M |
| OtherNonInterestIncome | 1 M | 1 M | 1 M | 8 M | 9 M | 11 M | 13 M | 11 M | 15 M | 14 M |
| ProfessionalExpenseAndContractServicesExpense | 2 M | 2 M | 2 M | 3 M | 2 M | 4 M | 4 M | 3 M | 4 M | 6 M |
| PromotionAndAdvertising | -540000.0 | -723000.0 | -418000.0 | 577000.0 | 392000.0 | 677000.0 | 482000.0 | 502000.0 | ||
| RentAndLandingFees | -427000.0 | -435000.0 | -639000.0 | -781000.0 | ||||||
| Revenue per share | 208000.0 | 207000.0 | 102000.0 | 286000.0 | 2 M | 2 M | 1 M | 1 M | 953000.0 | |
| SalariesAndWages | 24 M | 24 M | 26 M | 30 M | 33 M | 39 M | 43 M | 44 M | 52 M | 51 M |
| SecuritiesActivities | 2 M | 3 M | 3 M | 3 M | 3 M | 5 M | 6 M | 407000.0 | 591000.0 | |
| Selling Gen & administrative expense | 29 M | 30 M | 32 M | 35 M | 39 M | 42 M | 46 M | 47 M | 56 M | 55 M |
| SellingAndMarketingExpense | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| ServiceChargeOnDepositorAccounts | 10 M | 10 M | 11 M | 3 M | 3 M | |||||
| Special income/charges | -5 M | -4 M | -5 M | -4 M | -7 M | -19 M | -10 M | -11 M | -6 M | -11 M |
| Total common shares outstanding | 8 M | 8 M | 8 M | 8 M | 9 M | 11 M | 11 M | 11 M | 11 M | 11 M |
| Total net income | 29 M | 8 M | 7 M | 8 M | 13 M | 17 M | 26 M | 33 M | 22 M | 36 M |
| Total ordinary shares | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M | 19 M |
| Total revenues | 57 M | 54 M | 56 M | 63 M | 72 M | 98 M | 112 M | 116 M | 127 M | 129 M |
| TotalRevenue | 57 M | 54 M | 56 M | 63 M | 72 M | 98 M | 112 M | 116 M | 127 M | 129 M |
| TrustFeesbyCommissions | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 4 M | 4 M | 4 M |
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