RVSB Stock Forecast, Price Targets, Chart, Dividends & Analysis
Riverview Bancorp Inc
RVSB 
NGS
Sector: Financial Services
Industry: Savings & Cooperative Banks
5.42
USD
0.27
(5.24%)
Previous close: 5.15 Open: 5.15 Bid: 2.16 Ask: 7.95
52 week range
3.30 6.57
Mkt Cap: 103 M Avg Vol (90 Days): 26,602
Last updated: Friday 22nd November 2024
Metrics
Valuation
Price per Sales TTM ($) | 2.23 |
Price per Book TTM ($) | 0.64 |
PE Ratio (TTM) | 98.20 |
Book Value per Share ($) | 7.39 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 10.39% | |
1 Month Return | 17.06% | |
3 Month Return | 16.81% | |
1 Year Return | -4.32% | |
3 Year Return | -24.04% | |
5 Year Return | -13.30% | |
YTD Return | -15.31% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 85.31 |
14 Day SMA ($) | 4.89 |
14 Day EMA ($) | 4.94 |
Money Flow Index | 14.18 |
Average True Range | 0.14 |
50 Day SMA ($) | 4.73 |
200 Day SMA ($) | 4.45 |
ADX | 24.59 |
MACD | -0.07 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
RVSB Income Statement
Annual
| Mar-15 | Mar-16 | Mar-17 | Mar-18 | Mar-19 | Mar-20 | Mar-21 | Mar-22 | Mar-23 | Mar-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 0.2 | 0.28 | 0.33 | 0.45 | 0.76 | 0.7 | 0.47 | 0.98 | 0.84 | 0.18 |
| Basic EPS total | 0.2 | 0.28 | 0.33 | 0.45 | 0.76 | 0.7 | 0.47 | 0.98 | 0.84 | 0.18 |
| Basic weighted shares outstanding | 22 M | 22 M | 22 M | 23 M | 23 M | 23 M | 22 M | 22 M | 22 M | 21 M |
| CreditLossesProvision | 2 M | 1 M | 1 M | 646000.0 | 50000.0 | 1 M | 6 M | 5 M | 750000.0 | |
| Depreciation unreconciled | 24000.0 | 2000.0 | 27000.0 | 232000.0 | 183000.0 | 161000.0 | 140000.0 | 124000.0 | 116000.0 | 108000.0 |
| DepreciationAndAmortization | 24000.0 | 2000.0 | 27000.0 | 232000.0 | 183000.0 | 161000.0 | 140000.0 | 124000.0 | 116000.0 | 108000.0 |
| Diluted EPS total | 0.2 | 0.28 | 0.33 | 0.45 | 0.76 | 0.69 | 0.47 | 0.98 | 0.83 | 0.18 |
| Diluted normalized net income/share | 0.2 | 0.28 | 0.33 | 0.45 | 0.76 | 0.69 | 0.47 | 0.98 | 0.83 | 0.18 |
| Diluted weighted shares outstanding | 22 M | 22 M | 23 M | 23 M | 23 M | 23 M | 22 M | 22 M | 22 M | 21 M |
| Dividends paid per share | 0.19 | 0.2 | 0.22 | 0.24 | 0.24 | |||||
| FeesAndCommissions | 4 M | 8 M | 8 M | 9 M | ||||||
| GeneralAndAdministrativeExpense | 2 M | 2 M | 2 M | 2 M | 326000.0 | 81000.0 | 319000.0 | 439000.0 | 534000.0 | 708000.0 |
| Income before tax | 7 M | 10 M | 11 M | 18 M | 22 M | 21 M | 13 M | 28 M | 24 M | 5 M |
| Income restructuring and M&A | -748000.0 | |||||||||
| Income taxes | 4 M | 4 M | 4 M | 8 M | 5 M | 5 M | 3 M | 6 M | 6 M | 802000.0 |
| InsuranceAndClaims | 2 M | 2 M | 2 M | 2 M | 326000.0 | 81000.0 | 319000.0 | 439000.0 | 534000.0 | 708000.0 |
| InsuranceAndPremiums | 500000.0 | |||||||||
| Interest expense | -2 M | -2 M | -2 M | -2 M | 3 M | 5 M | 3 M | 2 M | 4 M | 18 M |
| InterestExpenseForCapitalizedLeaseObligations | 171000.0 | 168000.0 | 165000.0 | 162000.0 | 158000.0 | |||||
| InterestExpenseForDeposit | 1 M | 1 M | 1 M | 1 M | 996000.0 | 3 M | 3 M | 1 M | 2 M | 8 M |
| InterestExpenseForLongTermDebt | -29 M | |||||||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -29 M | 171000.0 | 168000.0 | 165000.0 | 162000.0 | 158000.0 | ||||
| InterestExpenseForShortTermDebt | 590000.0 | 569000.0 | 718000.0 | 1 M | 2 M | 2 M | 883000.0 | 776000.0 | 3 M | 10 M |
| InterestIncome | 29 M | 31 M | 36 M | 45 M | 50 M | 50 M | 48 M | 50 M | 56 M | 57 M |
| InterestIncomeAfterProvisionForLoanLoss | 27 M | 29 M | 33 M | 42 M | 47 M | 44 M | 39 M | 43 M | 51 M | 38 M |
| InterestIncomeFromInvestmentSecurities | 29 M | 3 M | 4 M | 5 M | 5 M | 4 M | 3 M | 5 M | 9 M | 9 M |
| InterestIncomeFromLoans | 26 M | 28 M | 32 M | 40 M | 45 M | 46 M | 45 M | 44 M | 45 M | 46 M |
| InterestIncomeFromLoansAndLease | 26 M | 28 M | 32 M | 40 M | 45 M | 46 M | 45 M | 44 M | 45 M | 46 M |
| InterestIncomeFromSecurities | 36 M | 3 M | 4 M | 5 M | 5 M | 4 M | 3 M | 5 M | 9 M | 9 M |
| MarketingExpense | 628000.0 | 669000.0 | 754000.0 | 747000.0 | 769000.0 | 856000.0 | 466000.0 | 614000.0 | 923000.0 | 1 M |
| MinorityInterests | 65000.0 | 47000.0 | 133 M | 149 M | 152 M | 157 M | ||||
| Net income from total operations | 34 M | 4 M | 7 M | 10 M | 17 M | 16 M | 10 M | 22 M | 18 M | 4 M |
| NetIncomeCommonStockholders | 34 M | 4 M | 7 M | 10 M | 17 M | 16 M | 14 M | 22 M | 21 M | 4 M |
| NetIncomeContinuousOperations | 34 M | 4 M | 7 M | 10 M | 17 M | 16 M | 10 M | 22 M | 18 M | 4 M |
| NetInterestIncome | 29 M | 30 M | 34 M | 43 M | 47 M | 46 M | 45 M | 48 M | 52 M | 38 M |
| NetOccupancyExpense | 5 M | 5 M | 5 M | 5 M | 5 M | 6 M | 6 M | 6 M | 6 M | 7 M |
| NonInterestExpense | -31 M | -30 M | -33 M | -36 M | 36 M | 36 M | 36 M | 37 M | 39 M | 44 M |
| NonInterestIncome | 9 M | 9 M | 10 M | 11 M | 11 M | 12 M | 11 M | 13 M | 12 M | 10 M |
| NonRecurringOperationExpense | 100000.0 | 500000.0 | ||||||||
| Normalized income | -9 M | 7 M | 6 M | |||||||
| OccupancyAndEquipment | 5 M | 5 M | 5 M | 5 M | 5 M | 6 M | 6 M | 6 M | 6 M | 7 M |
| Other special charges | -11 M | -13 M | -19 M | -15 M | -15 M | 1 M | ||||
| OtherCustomerServices | 3 M | 3 M | 3 M | 3 M | ||||||
| OtherGandA | 2 M | 2 M | 2 M | 2 M | 326000.0 | 81000.0 | 319000.0 | 439000.0 | 534000.0 | 708000.0 |
| OtherInterestExpense | -2 M | -2 M | -2 M | -2 M | -47 M | -46 M | -45 M | -48 M | -52 M | -38 M |
| OtherInterestIncome | 456000.0 | 444000.0 | 443000.0 | 558000.0 | 329000.0 | 533000.0 | 295000.0 | 508000.0 | 2 M | 1 M |
| OtherNonInterestExpense | -314000.0 | 3 M | 3 M | 3 M | 5 M | 5 M | 974000.0 | 1 M | 3 M | 3 M |
| OtherNonInterestIncome | 987000.0 | 792000.0 | 1 M | 10 M | 11 M | 12 M | 11 M | 12 M | 12 M | 13 M |
| ProfessionalExpenseAndContractServicesExpense | 1 M | 904000.0 | 2 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| RentAndLandingFees | -2 M | -2 M | -2 M | -2 M | 2 M | |||||
| Revenue per share | -102000.0 | 2000.0 | 27000.0 | 232000.0 | 183000.0 | 161000.0 | 140000.0 | 124000.0 | 116000.0 | 108000.0 |
| SalariesAndWages | 18 M | 18 M | 19 M | 22 M | 22 M | 23 M | 23 M | 24 M | 24 M | 24 M |
| SecuritiesActivities | 1 M | 203000.0 | 82000.0 | |||||||
| Selling Gen & administrative expense | 21 M | 21 M | 23 M | 25 M | 23 M | 24 M | 23 M | 25 M | 25 M | 26 M |
| SellingAndMarketingExpense | 628000.0 | 669000.0 | 754000.0 | 747000.0 | 769000.0 | 856000.0 | 466000.0 | 614000.0 | 923000.0 | 1 M |
| ServiceChargeOnDepositorAccounts | 4 M | 5 M | 5 M | 6 M | ||||||
| Special income/charges | 314000.0 | -3 M | -4 M | -3 M | -5 M | -5 M | -974000.0 | -1 M | -3 M | -3 M |
| Total common shares outstanding | 23 M | 23 M | 23 M | 23 M | 23 M | 22 M | 22 M | 22 M | 21 M | 21 M |
| Total net income | 34 M | 4 M | 7 M | 10 M | 17 M | 16 M | 10 M | 22 M | 18 M | 4 M |
| Total ordinary shares | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M |
| Total revenues | 37 M | 40 M | 44 M | 53 M | 58 M | 58 M | 56 M | 60 M | 64 M | 48 M |
| TotalPremiumsEarned | 500000.0 | |||||||||
| TotalRevenue | 37 M | 40 M | 44 M | 53 M | 58 M | 58 M | 56 M | 60 M | 64 M | 48 M |
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