BANC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Banc of California Inc.
BANC 
NYE
Sector: Financial Services
Industry: Banks - Regional - US
13.03
USD
0.97
(8.04%)
Previous close: 12.06 Open: 11.79 Bid: 12.52 Ask: 13.03
52 week range
11.52 18.08
Mkt Cap: 1,916 M Avg Vol (90 Days): 2,420,184
Last updated: Thursday 10th April 2025
Metrics
Valuation
Returns
7 Day Return | -7.92% | |
1 Month Return | 0.70% | |
3 Month Return | -12.31% | |
1 Year Return | -11.26% | |
3 Year Return | -23.57% | |
5 Year Return | 54.93% | |
YTD Return | -15.72% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 40.88 |
14 Day SMA ($) | 13.69 |
14 Day EMA ($) | 13.36 |
Money Flow Index | 34.23 |
Average True Range | 0.74 |
50 Day SMA ($) | 14.63 |
200 Day SMA ($) | 14.80 |
ADX | 22.68 |
MACD | 0.02 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
BANC Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccretionOnPreferredStock | 5 M | |||||||||
| AccruedPreferredStockDividends | 10 M | 20 M | 20 M | 20 M | 16 M | 14 M | 8 M | 19 M | 40 M | 40 M |
| Amortization of intangibles | -6 M | -5 M | -4 M | -3 M | 2 M | 2 M | 1 M | 2 M | ||
| Basic EPS from continuing operations | 1.36 | 1.36 | 0.64 | 0.38 | 0.05 | -0.04 | 1.9 | -22.71 | 0.52 | |
| Basic EPS total | 1.36 | 1.97 | 0.72 | 0.45 | 0.05 | -0.04 | 1.9 | -22.71 | 0.52 | |
| Basic weighted shares outstanding | 37 M | 47 M | 50 M | 51 M | 51 M | -70 M | 28 M | 87 M | 169 M | |
| BasicDiscontinuousOperations | 0.61 | 0.08 | 0.07 | |||||||
| CreditLossesProvision | 7 M | 5 M | 14 M | 30 M | 36 M | 30 M | 7 M | 25 M | 114 M | 44 M |
| Depreciation | -9 M | -12 M | -12 M | -11 M | 10 M | 10 M | 9 M | 12 M | 13 M | 15 M |
| Depreciation unreconciled | 6 M | 5 M | 4 M | 3 M | 2 M | 2 M | 1 M | 14 M | 11 M | 33 M |
| DepreciationAndAmortization | 6 M | 5 M | 4 M | 3 M | 2 M | 2 M | 1 M | 14 M | 11 M | 33 M |
| Diluted EPS total | 1.34 | 1.94 | 0.71 | 0.45 | 0.05 | -0.04 | 1.9 | -22.71 | 0.52 | |
| Diluted normalized net income/share | 1.34 | 1.34 | 0.63 | 0.38 | 0.05 | -0.04 | 1.9 | -22.71 | 0.52 | |
| Diluted weighted shares outstanding | 38 M | 48 M | 51 M | 51 M | 51 M | -70 M | 28 M | 85 M | 169 M | |
| DilutedDiscontinuousOperations | 0.6 | 0.08 | 0.07 | |||||||
| Dividends paid per share | 0.52 | 0.31 | 0.24 | 0.24 | 0.24 | 0.4 | 1.52 | |||
| EarningLossOfEquityInvestments | -31 M | -5 M | -5 M | -5 M | 204000.0 | -2 M | ||||
| FeesAndCommissions | 168 M | 41 M | 1,500 M | 1,025 M | 9 M | 2 M | -8 M | |||
| GainOnSaleOfBusiness | 163000.0 | 247 M | 56 M | |||||||
| GainsLossOnDisposalOfDiscontinuedOperations | 29 M | 14 M | 3 M | |||||||
| GeneralAndAdministrativeExpense | 20 M | 25 M | 33 M | 15 M | 25 M | 136 M | 71 M | |||
| ImpairmentOfCapitalAssets | 258000.0 | 690000.0 | 336000.0 | 3 M | 731000.0 | 29 M | 1,377 M | |||
| Income before tax | 69 M | 100 M | 27 M | 47 M | 28 M | 14 M | 83 M | 568 M | -2,211 M | 169 M |
| Income restructuring and M&A | 5 M | 4 M | 4 M | 16 M | 6 M | 143 M | -14 M | |||
| Income taxes | 42 M | 14 M | -27 M | 6 M | 4 M | 2 M | 215 M | 144 M | -312 M | 42 M |
| InsuranceAndClaims | 20 M | 25 M | 33 M | 15 M | 25 M | 136 M | 71 M | |||
| Interest expense | -43 M | -59 M | -85 M | -137 M | 143 M | 66 M | 38 M | 266 M | 1,224 M | 887 M |
| InterestExpenseForDeposit | 26 M | 40 M | 60 M | 91 M | 101 M | 38 M | 12 M | 200 M | 800 M | 716 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 18000.0 | 818000.0 | 880000.0 | 1 M | 62000.0 | 4000.0 | ||||
| InterestExpenseForLongTermDebt | 17 M | 18 M | 24 M | 44 M | 42 M | 28 M | 26 M | 65 M | 475 M | 171 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 17 M | 18 M | 24 M | 44 M | 42 M | 28 M | 26 M | 65 M | 475 M | 171 M |
| InterestIncome | 254 M | 370 M | 389 M | 423 M | 391 M | 291 M | 292 M | 1,556 M | 1,971 M | 1,813 M |
| InterestIncomeAfterProvisionForLoanLoss | 209 M | 300 M | 277 M | 225 M | 212 M | 195 M | 247 M | 1,266 M | 634 M | 883 M |
| InterestIncomeFromDeposits | 34 M | 300 M | 170 M | |||||||
| InterestIncomeFromInvestmentSecurities | 20 M | 80 M | 100 M | 84 M | 48 M | 29 M | 28 M | 210 M | 175 M | 141 M |
| InterestIncomeFromLeases | 1000000.0 | 1 M | 51 M | 63 M | 51 M | |||||
| InterestIncomeFromLoans | 242 M | 282 M | 281 M | 329 M | 334 M | 257 M | 261 M | 1,313 M | 1,496 M | 1,502 M |
| InterestIncomeFromLoansAndLease | 242 M | 282 M | 281 M | 329 M | 334 M | 257 M | 261 M | 1,363 M | 1,560 M | 1,553 M |
| InterestIncomeFromSecurities | 20 M | 80 M | 100 M | 84 M | 48 M | 29 M | 28 M | 210 M | 175 M | 141 M |
| Net income from total operations | 62 M | 115 M | 58 M | 45 M | 24 M | 13 M | 607 M | 424 M | -1,899 M | 127 M |
| NetIncomeCommonStockholders | 52 M | 95 M | 37 M | 23 M | 22 M | -1 M | 607 M | 404 M | -1,939 M | 87 M |
| NetIncomeContinuousOperations | 62 M | 115 M | 58 M | 45 M | 24 M | 13 M | 67 M | 424 M | -1,899 M | 127 M |
| NetIncomeDiscontinuousOperations | 29 M | 4 M | 3 M | |||||||
| NetInterestIncome | 216 M | 305 M | 290 M | 255 M | 248 M | 225 M | 254 M | 1,291 M | 747 M | 926 M |
| NetOccupancyExpense | 41 M | 38 M | 38 M | 32 M | 31 M | 29 M | 29 M | 61 M | 62 M | 111 M |
| NonInterestExpense | -210 M | -303 M | -308 M | -233 M | 196 M | 199 M | 184 M | 774 M | 2,458 M | 792 M |
| NonInterestIncome | 76 M | 99 M | 45 M | 24 M | 12 M | 19 M | 19 M | 75 M | -448 M | 77 M |
| NonRecurringOperationExpense | 32 M | 31 M | 27 M | |||||||
| OccupancyAndEquipment | 41 M | 38 M | 38 M | 32 M | 31 M | 29 M | 29 M | 61 M | 62 M | 111 M |
| Other special charges | -95000.0 | -6000.0 | 5 M | 2 M | -365000.0 | 7 M | -292 M | -311 M | -268 M | |
| OtherCustomerServices | 13 M | 2 M | 1 M | |||||||
| OtherGainLossFromDispositionOfDiscontinuedOperations | 29 M | 4 M | 3 M | |||||||
| OtherGandA | 20 M | 25 M | 33 M | 15 M | 25 M | 136 M | 71 M | |||
| OtherInterestExpense | -43 M | -59 M | -85 M | -137 M | -248 M | -1,291 M | 1,224 M | 887 M | ||
| OtherInterestIncome | 5 M | 8 M | 8 M | 10 M | 9 M | 4 M | 3 M | 1,631 M | 1,523 M | 1,890 M |
| OtherNonInterestExpense | 25 M | 20 M | 20 M | 17 M | 16 M | 19 M | 19 M | 86 M | 194 M | 96 M |
| OtherNonInterestIncome | 5 M | 15 M | 18 M | 20 M | 10 M | 16 M | 19 M | 17 M | 31 M | 25 M |
| OtherunderPreferredStockDividend | 10 M | 20 M | 20 M | 20 M | 16 M | 14 M | 8 M | 19 M | 40 M | 40 M |
| PreferredStockDividends | 10 M | 20 M | 20 M | 20 M | 16 M | 14 M | 8 M | 19 M | 40 M | 40 M |
| ProfessionalExpenseAndContractServicesExpense | 20 M | 30 M | 42 M | 34 M | 12 M | 16 M | 11 M | 30 M | 25 M | 21 M |
| PromotionAndAdvertising | 6 M | 7 M | 5 M | 13 M | 8 M | 3 M | 491000.0 | |||
| RentAndLandingFees | -16 M | -17 M | -11 M | -7 M | ||||||
| Revenue per share | 6 M | 5 M | 4 M | 3 M | 2 M | 2 M | 1 M | 14 M | 11 M | 33 M |
| SalariesAndWages | 213 M | 146 M | 129 M | 110 M | 106 M | 97 M | 103 M | 407 M | 332 M | 341 M |
| SecuritiesActivities | 148 M | 29 M | 1,500 M | 1,025 M | 9 M | 2 M | -8 M | |||
| Selling Gen & administrative expense | 240 M | 178 M | 167 M | 138 M | 114 M | 100 M | 103 M | 432 M | 468 M | 412 M |
| SellingAndMarketingExpense | 6 M | 7 M | 5 M | 13 M | 8 M | 3 M | 491000.0 | |||
| ServiceChargeOnDepositorAccounts | 4 M | 5 M | 6 M | |||||||
| Special income/charges | -25 M | -52 M | -26 M | -30 M | -23 M | -46 M | -34 M | -121 M | -1,714 M | -82 M |
| Total common shares outstanding | 38 M | 50 M | 51 M | 51 M | 51 M | 51 M | 63 M | 59 M | 157 M | 317 M |
| Total net income | 62 M | 115 M | 58 M | 45 M | 24 M | 13 M | 607 M | 424 M | -1,899 M | 127 M |
| Total ordinary shares | 158 M | 158 M | 158 M | 158 M | 158 M | 158 M | 158 M | 158 M | 158 M | 158 M |
| Total revenues | 292 M | 404 M | 335 M | 279 M | 260 M | 243 M | 273 M | 1,366 M | 299 M | 1,003 M |
| TotalPremiumsEarned | -2 M | |||||||||
| TotalRevenue | 292 M | 404 M | 335 M | 279 M | 260 M | 243 M | 273 M | 1,366 M | 299 M | 1,003 M |
| TrustFeesbyCommissions | 3 M | 4 M | 1 M | |||||||
| WriteDown | -3 M | -3 M |
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