TFSL Stock Forecast, Price Targets, Chart, Dividends & Analysis
TFS Financial Corporation
TFSL 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
12.61
USD
-0.16
(-1.25%)
Previous close: 12.77 Open: 12.71 Bid: 12.6 Ask: 13.3
52 week range
11.70 15.00
Mkt Cap: 3,579 M Avg Vol (90 Days): 277,880
Last updated: Monday 30th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 11.70 |
Price per Book TTM ($) | 1.91 |
PE Ratio (TTM) | 45.29 |
Book Value per Share ($) | 6.64 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -0.55% | |
1 Month Return | -10.82% | |
3 Month Return | -1.94% | |
1 Year Return | -7.81% | |
3 Year Return | -11.47% | |
5 Year Return | -9.20% | |
YTD Return | -14.16% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 33.06 |
14 Day SMA ($) | 13.04 |
14 Day EMA ($) | 13.01 |
Money Flow Index | 66.33 |
Average True Range | 0.29 |
50 Day SMA ($) | 13.47 |
200 Day SMA ($) | 12.99 |
ADX | 23.66 |
MACD | 0.26 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
TFSL Income Statement
Annual
| Sep-15 | Sep-16 | Sep-17 | Sep-18 | Sep-19 | Sep-20 | Sep-21 | Sep-22 | Sep-23 | Sep-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 0.25 | 0.28 | 0.32 | 0.31 | 0.29 | 0.3 | 0.29 | 0.26 | 0.27 | 0.28 |
| Basic EPS total | 0.25 | 0.28 | 0.32 | 0.31 | 0.29 | 0.3 | 0.29 | 0.26 | 0.27 | 0.28 |
| Basic weighted shares outstanding | 290 M | 282 M | 277 M | 276 M | 275 M | 276 M | 277 M | 277 M | 277 M | 278 M |
| CreditLossesProvision | 3 M | 8 M | 17 M | 11 M | 10 M | 3 M | 9 M | 1000000.0 | 2 M | 2 M |
| Depreciation | -5 M | -6 M | -6 M | -6 M | 6 M | 5 M | 5 M | 5 M | 5 M | 5 M |
| DepreciationAndAmortization | -5 M | -6 M | -6 M | -6 M | 6 M | 5 M | 5 M | 5 M | 5 M | 5 M |
| Diluted EPS total | 0.25 | 0.28 | 0.32 | 0.3 | 0.28 | 0.29 | 0.29 | 0.26 | 0.26 | 0.28 |
| Diluted normalized net income/share | 0.25 | 0.28 | 0.32 | 0.3 | 0.28 | 0.29 | 0.29 | 0.26 | 0.26 | 0.28 |
| Diluted weighted shares outstanding | 292 M | 284 M | 279 M | 277 M | 277 M | 278 M | 279 M | 279 M | 279 M | 279 M |
| Dividends paid per share | 1.02 | 1.12 | 1.13 | 1.13 | 1.13 | |||||
| FeesAndCommissions | 154 M | 184 M | 152 M | 158 M | -269 M | -317 M | ||||
| GeneralAndAdministrativeExpense | 24 M | 22 M | 25 M | 29 M | 7 M | 7 M | ||||
| Income before tax | 109 M | 122 M | 133 M | 121 M | 102 M | 100 M | 100 M | 92 M | 93 M | 100 M |
| Income taxes | 37 M | 42 M | 44 M | 36 M | 22 M | 17 M | 19 M | 17 M | 18 M | 21 M |
| InsuranceAndClaims | 24 M | 22 M | 25 M | 29 M | ||||||
| Interest expense | -113 M | -118 M | -130 M | -162 M | 217 M | 213 M | 158 M | 142 M | 328 M | 456 M |
| InterestExpenseForDeposit | 94 M | 90 M | 87 M | 102 M | 143 M | 140 M | 97 M | 77 M | 174 M | 293 M |
| InterestExpenseForLongTermDebt | -273 M | -278 M | -296 M | -292 M | ||||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -273 M | -278 M | -296 M | -292 M | ||||||
| InterestExpenseForShortTermDebt | 20 M | 28 M | 43 M | 60 M | 73 M | 73 M | 60 M | 65 M | 154 M | 163 M |
| InterestIncome | 383 M | 388 M | 409 M | 443 M | 482 M | 455 M | 389 M | 409 M | 612 M | 734 M |
| InterestIncomeAfterProvisionForLoanLoss | 270 M | 270 M | 279 M | 281 M | 255 M | 239 M | 223 M | 266 M | 282 M | 277 M |
| InterestIncomeFromInvestmentSecurities | 10 M | 9 M | 9 M | 11 M | 13 M | 10 M | 4 M | 6 M | 14 M | 18 M |
| InterestIncomeFromLoans | 369 M | 376 M | 394 M | 423 M | 459 M | 441 M | 382 M | 396 M | 566 M | 664 M |
| InterestIncomeFromLoansAndLease | 369 M | 376 M | 394 M | 423 M | 459 M | 441 M | 382 M | 396 M | 566 M | 664 M |
| InterestIncomeFromSecurities | 10 M | 9 M | 9 M | 11 M | 13 M | 10 M | 4 M | 6 M | 14 M | 18 M |
| MarketingExpense | 20 M | 17 M | 20 M | 19 M | 19 M | 17 M | 19 M | 21 M | 25 M | 20 M |
| Net income from total operations | 67 M | 65 M | 55 M | 63 M | 80 M | 83 M | 81 M | 75 M | 75 M | 80 M |
| NetIncomeCommonStockholders | 67 M | 65 M | 55 M | 63 M | 134 M | 83 M | 79 M | 73 M | 75 M | 80 M |
| NetIncomeContinuousOperations | 67 M | 65 M | 55 M | 63 M | 80 M | 83 M | 81 M | 75 M | 75 M | 80 M |
| NetInterestIncome | 273 M | 278 M | 296 M | 292 M | 265 M | 242 M | 232 M | 267 M | 284 M | 278 M |
| NonInterestExpense | -188 M | -181 M | -182 M | -192 M | 194 M | 192 M | 196 M | 198 M | 213 M | 204 M |
| NonInterestIncome | 24 M | 25 M | 20 M | 22 M | 20 M | 53 M | 55 M | 24 M | 21 M | 25 M |
| Normalized income | 1 M | |||||||||
| Other special charges | -47 M | -89 M | -100 M | -105 M | -98 M | |||||
| OtherGandA | 24 M | 22 M | 25 M | 29 M | 7 M | 7 M | ||||
| OtherInterestExpense | -113 M | -118 M | -130 M | -162 M | -265 M | -242 M | -232 M | -267 M | -284 M | -278 M |
| OtherInterestIncome | 5 M | 3 M | 6 M | 9 M | 10 M | 5 M | 4 M | 8 M | 32 M | 52 M |
| OtherNonInterestExpense | 43 M | 40 M | 38 M | 38 M | -8 M | -5 M | -6 M | 27 M | 29 M | 29 M |
| OtherNonInterestIncome | 20 M | 19 M | 18 M | 18 M | 19 M | 25 M | 22 M | 23 M | 21 M | 22 M |
| RentAndLandingFees | -6 M | -7 M | -7 M | -7 M | 7 M | 7 M | ||||
| Revenue per share | -7 M | -7 M | -7 M | -8 M | -7 M | -6 M | -6 M | |||
| SalariesAndWages | 96 M | 96 M | 95 M | 101 M | 104 M | 104 M | 109 M | 109 M | 113 M | 108 M |
| SecuritiesActivities | 154 M | 184 M | 152 M | 158 M | -269 M | -317 M | ||||
| Selling Gen & administrative expense | 139 M | 136 M | 139 M | 149 M | 123 M | 121 M | 128 M | 131 M | 138 M | 128 M |
| SellingAndMarketingExpense | 20 M | 17 M | 20 M | 19 M | 19 M | 17 M | 19 M | 21 M | 25 M | 20 M |
| Special income/charges | -43 M | -40 M | -38 M | -38 M | 8 M | 5 M | 6 M | -27 M | -29 M | -29 M |
| Total common shares outstanding | 290 M | 283 M | 281 M | 280 M | 280 M | 280 M | 281 M | 280 M | 280 M | 281 M |
| Total net income | 67 M | 65 M | 55 M | 63 M | 80 M | 83 M | 81 M | 75 M | 75 M | 80 M |
| Total ordinary shares | 281 M | 281 M | 281 M | 281 M | 281 M | 281 M | 281 M | 281 M | 281 M | 281 M |
| Total revenues | 297 M | 303 M | 316 M | 313 M | 286 M | 296 M | 287 M | 291 M | 305 M | 303 M |
| TotalRevenue | 297 M | 303 M | 316 M | 313 M | 286 M | 296 M | 287 M | 291 M | 305 M | 303 M |
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