ACEP vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricACEPSCHDWinner
Expense Ratio0.45%0.06%
AUM$99M$103.7B
Dividend Yield0.11%3.31%
Holdings36104
YTD Return+24.26%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-7.1%-33.4%
Fund FamilyARS InvestmentCharles Schwab Asset Management
CategoryEquityEquity
InceptionNov 20, 2025Oct 20, 2011

ACEP vs SCHD Performance

ARS Core Equity Portfolio ETF (ACEP) is a ETF from ARS Investment and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, ACEP is up 24.26% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.1% for ACEP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ACEP charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, ACEP currently yields 0.11% against 3.31% for SCHD.

Holdings Overlap

14.7%overlap

ACEP and SCHD share 7 holdings out of 128 unique holdings combined, representing a 14.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ACEPWeight in SCHDDifference
CVX2.40%3.95%1.55%
BMY2.64%3.22%0.58%
BX3.36%2.38%0.98%
QCOMProProPro
EOGProProPro
ACNProProPro
CMCSAProProPro
See all 7 holdings ACEP shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ACEP or SCHD?

ACEP has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

What is the holdings overlap between ACEP and SCHD?

ACEP and SCHD share 7 common holdings with a 14.7% weight overlap. Combined, they hold 128 unique securities.

Which pays a higher dividend, ACEP or SCHD?

ACEP yields 0.11% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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