ACEP vs SPY

ACEP vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricACEPSPYWinner
Expense Ratio0.45%0.09%
AUM$105M$821.1B
Dividend Yield0.11%1.01%
Holdings36505
YTD Return+26.43%+13.47%
1Y Return-+20.57%
3Y Return (annualized)-+21.83%
5Y Return (annualized)-+12.88%
Volatility (annualized)-15.3%
Max Drawdown-7.1%-56.5%
Fund FamilyARS InvestmentState Street Investment Management
CategoryEquityEquity
InceptionNov 20, 2025Jan 22, 1993

ACEP vs SPY Performance

ARS Core Equity Portfolio ETF (ACEP) is a ETF from ARS Investment and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, ACEP is up 26.43% versus a gain of 13.47% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.1% for ACEP and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ACEP charges 0.45% per year while SPY charges 0.09%. On a $10,000 position that is $45 vs $9 annually, a gap of $36 per year that compounds over a long holding period. On income, ACEP currently yields 0.11% against 1.01% for SPY.

Holdings Overlap

12.8%overlap

ACEP and SPY share 27 holdings out of 513 unique holdings combined, representing a 12.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ACEPWeight in SPYDifference
AAPL2.45%6.83%4.38%
AVGO4.31%2.97%1.34%
JPM3.88%1.44%2.44%
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Frequently Asked Questions

Which is cheaper, ACEP or SPY?

ACEP has an expense ratio of 0.45% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

What is the holdings overlap between ACEP and SPY?

ACEP and SPY share 27 common holdings with a 12.8% weight overlap. Combined, they hold 513 unique securities.

Which pays a higher dividend, ACEP or SPY?

ACEP yields 0.11% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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