APUE vs SCHD
ActivePassive US Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. APUE offers more diversification with 436 holdings.
Side-by-Side Comparison
| Metric | APUE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.31% | 0.06% | |
| AUM | $2.4B | $103.7B | |
| Dividend Yield | 0.75% | 3.31% | |
| Holdings | 442 | 104 | |
| YTD Return | +14.01% | +25.62% | |
| 1Y Return | +24.02% | +32.62% | |
| 3Y Return (annualized) | +21.02% | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 13.0% | 13.6% | |
| Max Drawdown | -19.1% | -33.4% | |
| Fund Family | Envestnet Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 3, 2023 | Oct 20, 2011 |
APUE vs SCHD Performance
ActivePassive US Equity ETF (APUE) is a ETF from Envestnet Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year APUE returned +24.02% while SCHD returned +32.62%. Year to date, APUE is up 14.01% versus a gain of 25.62% for SCHD.
Over three years, APUE compounded at +21.02% per year against +15.58% for SCHD. Across the full 3-year window we track, APUE has the edge at +22.70% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.0% for APUE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for APUE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
APUE charges 0.31% per year while SCHD charges 0.06%. On a $10,000 position that is $31 vs $6 annually, a gap of $25 per year that compounds over a long holding period. On income, APUE currently yields 0.75% against 3.31% for SCHD.
Holdings Overlap
APUE and SCHD share 43 holdings out of 493 unique holdings combined, representing a 7.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, APUE or SCHD?
APUE has an expense ratio of 0.31% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $25 per year of difference.
Which performed better, APUE or SCHD?
Over the past year APUE returned +24.02% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), APUE annualized +22.70% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, APUE or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.0% for APUE. Worst drawdown: APUE -19.1% vs SCHD -33.4%.
Should I hold both APUE and SCHD?
APUE and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between APUE and SCHD?
APUE and SCHD share 43 common holdings with a 7.2% weight overlap. Combined, they hold 493 unique securities.
Which pays a higher dividend, APUE or SCHD?
APUE yields 0.75% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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