APUE vs SCHD
ActivePassive US Equity ETF vs Schwab US Dividend Equity ETF
Which is better, APUE or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. APUE led over 3Y and the full window, SCHD over 1Y. APUE is less concentrated, with 37.7% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | APUE | SCHD |
|---|---|---|
| Expense Ratio | 0.31% | 0.06%Best |
| AUM | $2.5B | $112.1B |
| Dividend Yield | 0.75% | 3.00% |
| Holdings | 451 | 103 |
| YTD Return | +12.50% | +24.96%Best |
| 1Y Return | +19.14% | +28.75%Best |
| 3Y Return (annualized) | +20.37%Best | +15.71% |
| 5Y Return (annualized) | - | +9.86% |
| Volatility (annualized) | 12.9%Best | 13.3% |
| Max Drawdown | -19.1% | -16.1%Best |
| $10,000 over 3.4 years | $19,454Best | $16,467 |
| Top 10 Weight | 37.7%Best | 41.8% |
| Fund Family | Envestnet Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | May 3, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 3, 2023 to Sep 9, 2026 (3.4 years).
APUE vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
APUE vs SCHD Performance
ActivePassive US Equity ETF (APUE) is an ETF from Envestnet Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year APUE returned +19.14% while SCHD returned +28.75%. Year to date, APUE is up 12.50% versus a gain of 24.96% for SCHD.
Over three years, APUE compounded at +20.37% per year against +15.71% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.9% for APUE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for APUE and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
APUE charges 0.31% per year while SCHD charges 0.06%. On a $10,000 position that is $31 vs $6 annually, a gap of $25 per year that compounds over a long holding period. On income, APUE currently yields 0.75% against 3.00% for SCHD.
Holdings Overlap
7.3% of APUE's money is in holdings SCHD also owns. 93.9% of SCHD's money is in holdings APUE also owns.
Most of SCHD is already inside APUE. Owning both mostly buys the same companies twice.
44 positions in common, counted across the 450 positions we hold weights for in APUE and 100 in SCHD, against full books of 451 and 103.
What only one of them owns
Our book lists 55 positions for SCHD that do not appear in our book for APUE (6.0% of the fund), and 394 for APUE that do not appear in SCHD (91.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in APUE | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.47% | 4.77% | 4.30% |
| AMGNAmgen Inc. | 0.31% | 4.70% | 4.39% |
| ABTAbbott Laboratories | 0.25% | 4.69% | 4.44% |
| KOCoca Cola Co. | 0.45% | 4.17% | 3.72% |
| CVXChevron Corp | 0.46% | 4.02% | 3.56% |
| HDHome Depot Inc/The | 0.47% | 3.88% | 3.41% |
| UNHUnitedhealth Group Incorporated | 0.50% | 3.82% | 3.32% |
| PGProcter & Gamble Company | 0.45% | 3.83% | 3.38% |
| VZVerizon Communications Inc Vz | 0.26% | 3.97% | 3.71% |
| COPConocophillips Common Stock USD 0.01 | 0.19% | 3.94% | 3.75% |
93.9% of SCHD is already inside APUE.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, APUE or SCHD?
APUE has an expense ratio of 0.31% while SCHD charges 0.06%. SCHD is the cheaper option, by $25 a year on a $10,000 investment.
Which performed better, APUE or SCHD?
Over the past year APUE returned +19.14% vs +28.75% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, APUE or SCHD?
SCHD has been the more volatile fund at 13.3% annualized versus 12.9% for APUE. Worst drawdown: APUE -19.1% vs SCHD -16.1%.
Should I hold both APUE and SCHD?
APUE and SCHD have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between APUE and SCHD?
93.9% of SCHD's money is in holdings APUE also owns. 93.9% of SCHD's is in holdings APUE also owns. They hold 44 positions in common, counted across the 450 positions we hold weights for in APUE and 100 in SCHD.
Which pays a higher dividend, APUE or SCHD?
APUE yields 0.75% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than APUE?
SCHD has a lower expense ratio. APUE led over 3Y and the full window, SCHD over 1Y. APUE is less concentrated, with 37.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.