APUE vs VTI
ActivePassive US Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. APUE delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | APUE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.31% | 0.03% | |
| AUM | $2.5B | $666.9B | |
| Dividend Yield | 0.75% | 1.07% | |
| Holdings | 442 | 3,543 | |
| YTD Return | +12.86% | +12.65% | |
| 1Y Return | +21.95% | +21.39% | |
| 3Y Return (annualized) | +21.34% | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 13.0% | 15.3% | |
| Max Drawdown | -19.1% | -56.6% | |
| Fund Family | Envestnet Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 3, 2023 | May 24, 2001 |
APUE vs VTI Performance
ActivePassive US Equity ETF (APUE) is a ETF from Envestnet Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year APUE returned +21.95% while VTI returned +21.39%. Year to date, APUE is up 12.86% versus a gain of 12.65% for VTI.
Over three years, APUE compounded at +21.34% per year against +21.54% for VTI. Across the full 3-year window we track, APUE has the edge at +22.13% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.0% for APUE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for APUE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
APUE charges 0.31% per year while VTI charges 0.03%. On a $10,000 position that is $31 vs $3 annually, a gap of $28 per year that compounds over a long holding period. On income, APUE currently yields 0.75% against 1.07% for VTI.
Holdings Overlap
APUE and VTI share 429 holdings out of 2808 unique holdings combined, representing a 79.9% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, APUE or VTI?
APUE has an expense ratio of 0.31% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $28 per year of difference.
Which performed better, APUE or VTI?
Over the past year APUE returned +21.95% vs +21.39% for VTI, so APUE leads on 1-year performance. Over the longest common window we track (3 years), APUE annualized +22.13% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, APUE or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.0% for APUE. Worst drawdown: APUE -19.1% vs VTI -56.6%.
Should I hold both APUE and VTI?
APUE and VTI have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between APUE and VTI?
APUE and VTI share 429 common holdings with a 79.9% weight overlap. Combined, they hold 2808 unique securities.
Which pays a higher dividend, APUE or VTI?
APUE yields 0.75% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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