AVIE vs SCHD
Avantis Inflation Focused Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AVIE delivered stronger 1-year returns. AVIE offers more diversification with 360 holdings.
Side-by-Side Comparison
| Metric | AVIE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $12M | $103.7B | |
| Dividend Yield | 1.45% | 3.31% | |
| Holdings | 367 | 104 | |
| YTD Return | +20.41% | +25.58% | |
| 1Y Return | +34.13% | +31.06% | |
| 3Y Return (annualized) | +12.87% | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 13.6% | 13.6% | |
| Max Drawdown | -12.4% | -33.4% | |
| Fund Family | Avantis Investors | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 27, 2022 | Oct 20, 2011 |
AVIE vs SCHD Performance
Avantis Inflation Focused Equity ETF (AVIE) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AVIE returned +34.13% while SCHD returned +31.06%. Year to date, AVIE is up 20.41% versus a gain of 25.58% for SCHD.
Over three years, AVIE compounded at +12.87% per year against +15.55% for SCHD. Across the full 4-year window we track, AVIE has the edge at +14.91% annualized vs +11.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AVIE has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.4% for AVIE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AVIE charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, AVIE currently yields 1.45% against 3.31% for SCHD.
Holdings Overlap
AVIE and SCHD share 27 holdings out of 433 unique holdings combined, representing a 25.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AVIE or SCHD?
AVIE has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, AVIE or SCHD?
Over the past year AVIE returned +34.13% vs +31.06% for SCHD, so AVIE leads on 1-year performance. Over the longest common window we track (4 years), AVIE annualized +14.91% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, AVIE or SCHD?
AVIE has been the more volatile fund at 13.6% annualized versus 13.6% for SCHD. Worst drawdown: AVIE -12.4% vs SCHD -33.4%.
Should I hold both AVIE and SCHD?
AVIE and SCHD have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AVIE and SCHD?
AVIE and SCHD share 27 common holdings with a 25.4% weight overlap. Combined, they hold 433 unique securities.
Which pays a higher dividend, AVIE or SCHD?
AVIE yields 1.45% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.