AVLV vs VTI

AVLV vs VTI

Which is better, AVLV or VTI?

Large Cap Value against Large Cap Blend.

VTI has a lower expense ratio. AVLV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. AVLV is less concentrated, with 25.6% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: AVLVLess Concentrated: AVLV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAVLVVTI
Expense Ratio0.15%0.03%Best
AUM$21.5B$666.9B
Dividend Yield1.04%1.03%
Holdings2743,543
YTD Return+20.74%Best+12.30%
1Y Return+28.51%Best+16.08%
3Y Return (annualized)+21.41%Best+21.01%
5Y Return (annualized)+14.30%Best+12.36%
Volatility (annualized)16.6%15.9%Best
Max Drawdown-19.5%Best-25.4%
$10,000 over 5 years$19,509Best$17,908
Top 10 Weight25.6%Best33.3%
Fund FamilyAvantis InvestorsVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionSep 21, 2021May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Sep 23, 2021 to Sep 18, 2026 (5 years).

AVLV vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.

AVLV vs VTI Performance

Avantis US Large Cap Value ETF (AVLV) is an ETF from Avantis Investors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AVLV returned +28.51% while VTI returned +16.08%. Year to date, AVLV is up 20.74% versus a gain of 12.30% for VTI.

Over three years, AVLV compounded at +21.41% per year against +21.01% for VTI; over five years the annualized figures are +14.30% and +12.36% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AVLV has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.5% for AVLV and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AVLV charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, AVLV currently yields 1.04% against 1.03% for VTI.

Holdings Overlap

AVLV already in VTI98.3%
VTI already in AVLV37.3%

98.3% of AVLV's money is in holdings VTI also owns. 37.3% of VTI's money is in holdings AVLV also owns.

Most of AVLV is already inside VTI. Owning both mostly buys the same companies twice.

284 positions in common, counted across the 299 positions we hold weights for in AVLV and 3,463 in VTI, against full books of 274 and 3,543.

What only one of them owns

Our book lists 882 positions for VTI that do not appear in our book for AVLV (60.2% of the fund), and 8 for AVLV that do not appear in VTI (1.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in AVLVWeight in VTIDifference
AAPLApple, Inc2.63%6.29%3.66%
MSFTMicrosoft Corp3.28%4.79%1.51%
AMZNAmazon.Com Inc2.87%3.65%0.78%
METAMeta Platforms Inc2.81%1.70%1.11%
MUMicron Technology, Inc.2.96%1.29%1.67%
JPMJpmorgan Chase2.71%1.31%1.40%
LLYEli Lilly & Co.2.00%1.35%0.65%
XOMExxon Mobil Corp.2.35%0.89%1.46%
COSTCostco Wholesale Corp.2.24%0.59%1.65%
CATCaterpillar, Inc.1.52%0.52%1.00%

98.3% of AVLV is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

AVLVVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, AVLV or VTI?

AVLV has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, AVLV or VTI?

Over the past year AVLV returned +28.51% vs +16.08% for VTI, so AVLV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, AVLV or VTI?

AVLV has been the more volatile fund at 16.6% annualized versus 15.9% for VTI. Worst drawdown: AVLV -19.5% vs VTI -25.4%.

Should I hold both AVLV and VTI?

AVLV and VTI have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between AVLV and VTI?

98.3% of AVLV's money is in holdings VTI also owns. 37.3% of VTI's is in holdings AVLV also owns. They hold 284 positions in common, counted across the 299 positions we hold weights for in AVLV and 3,463 in VTI.

Which pays a higher dividend, AVLV or VTI?

AVLV yields 1.04% while VTI yields 1.03%, so AVLV currently pays the higher dividend yield.

Is VTI better than AVLV?

VTI has a lower expense ratio. AVLV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. AVLV is less concentrated, with 25.6% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.