BCHP vs VYM
Principal Focused Blue Chip ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | BCHP | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.58% | 0.04% | |
| AUM | $244M | $81.6B | |
| Dividend Yield | 0.00% | 2.24% | |
| Holdings | 25 | 616 | |
| YTD Return | +4.60% | +16.42% | |
| 1Y Return | +2.97% | +24.22% | |
| 3Y Return (annualized) | +16.11% | +19.03% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 15.6% | 14.6% | |
| Max Drawdown | -18.6% | -58.8% | |
| Fund Family | Principal Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 12, 2023 | Nov 10, 2006 |
BCHP vs VYM Performance
Principal Focused Blue Chip ETF (BCHP) is a ETF from Principal Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BCHP returned +2.97% while VYM returned +24.22%. Year to date, BCHP is up 4.60% versus a gain of 16.42% for VYM.
Over three years, BCHP compounded at +16.11% per year against +19.03% for VYM. Across the full 3-year window we track, BCHP has the edge at +15.50% annualized vs +7.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCHP has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.6% for BCHP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BCHP charges 0.58% per year while VYM charges 0.04%. On a $10,000 position that is $58 vs $4 annually, a gap of $54 per year that compounds over a long holding period. On income, BCHP currently yields 0.00% against 2.24% for VYM.
Holdings Overlap
BCHP and VYM share 1 holdings out of 625 unique holdings combined, representing a 5.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BCHP | Weight in VYM | Difference |
|---|---|---|---|
| AVGO | 4.98% | 7.29% | 2.31% |
Frequently Asked Questions
Which is cheaper, BCHP or VYM?
BCHP has an expense ratio of 0.58% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, BCHP or VYM?
Over the past year BCHP returned +2.97% vs +24.22% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), BCHP annualized +15.50% vs +7.10% for VYM. Past performance does not guarantee future results.
Which is riskier, BCHP or VYM?
BCHP has been the more volatile fund at 15.6% annualized versus 14.6% for VYM. Worst drawdown: BCHP -18.6% vs VYM -58.8%.
Should I hold both BCHP and VYM?
BCHP and VYM have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCHP and VYM?
BCHP and VYM share 1 common holdings with a 5.0% weight overlap. Combined, they hold 625 unique securities.
Which pays a higher dividend, BCHP or VYM?
BCHP yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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