BCHP vs IVV
Principal Focused Blue Chip ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | BCHP | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.58% | 0.03% | |
| AUM | $244M | $907.0B | |
| Dividend Yield | 0.00% | 1.10% | |
| Holdings | 25 | 508 | |
| YTD Return | +2.83% | +13.22% | |
| 1Y Return | +2.48% | +21.62% | |
| 3Y Return (annualized) | +15.86% | +22.17% | |
| 5Y Return (annualized) | - | +13.42% | |
| Volatility (annualized) | 15.5% | 15.1% | |
| Max Drawdown | -18.6% | -56.5% | |
| Fund Family | Principal Funds | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jul 12, 2023 | May 15, 2000 |
BCHP vs IVV Performance
Principal Focused Blue Chip ETF (BCHP) is a ETF from Principal Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BCHP returned +2.48% while IVV returned +21.62%. Year to date, BCHP is up 2.83% versus a gain of 13.22% for IVV.
Over three years, BCHP compounded at +15.86% per year against +22.17% for IVV. Across the full 3-year window we track, BCHP has the edge at +14.80% annualized vs +7.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCHP has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.6% for BCHP and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BCHP charges 0.58% per year while IVV charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, BCHP currently yields 0.00% against 1.10% for IVV.
Holdings Overlap
BCHP and IVV share 20 holdings out of 508 unique holdings combined, representing a 27.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BCHP or IVV?
BCHP has an expense ratio of 0.58% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $55 per year of difference.
Which performed better, BCHP or IVV?
Over the past year BCHP returned +2.48% vs +21.62% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), BCHP annualized +14.80% vs +7.02% for IVV. Past performance does not guarantee future results.
Which is riskier, BCHP or IVV?
BCHP has been the more volatile fund at 15.5% annualized versus 15.1% for IVV. Worst drawdown: BCHP -18.6% vs IVV -56.5%.
Should I hold both BCHP and IVV?
BCHP and IVV have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCHP and IVV?
BCHP and IVV share 20 common holdings with a 27.6% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, BCHP or IVV?
BCHP yields 0.00% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
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