BCHP vs VTI
Principal Focused Blue Chip ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BCHP or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 73.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCHP | VTI |
|---|---|---|
| Expense Ratio | 0.58% | 0.03%Best |
| AUM | $237M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 25 | 3,543 |
| YTD Return | +0.40% | +13.14%Best |
| 1Y Return | -0.85% | +16.63%Best |
| 3Y Return (annualized) | +15.16% | +22.30%Best |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 15.5% | 13.2%Best |
| Max Drawdown | -18.6%Best | -19.3% |
| $10,000 over 3.2 years | $14,984 | $17,547Best |
| Top 10 Weight | 73.4% | 33.3%Best |
| Fund Family | Principal Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jul 12, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jul 13, 2023 to Sep 23, 2026 (3.2 years).
BCHP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
BCHP vs VTI Performance
Principal Focused Blue Chip ETF (BCHP) is an ETF from Principal Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BCHP returned -0.85% while VTI returned +16.63%. Year to date, BCHP is up 0.40% versus a gain of 13.14% for VTI.
Over three years, BCHP compounded at +15.16% per year against +22.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCHP has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.6% for BCHP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BCHP charges 0.58% per year while VTI charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, BCHP currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
87.1% of BCHP's money is in holdings VTI also owns. 24.9% of VTI's money is in holdings BCHP also owns.
Most of BCHP is already inside VTI. Owning both mostly buys the same companies twice.
19 positions in common, counted across the 24 positions we hold weights for in BCHP and 3,463 in VTI, against full books of 25 and 3,543.
What only one of them owns
Our book lists 1,131 positions for VTI that do not appear in our book for BCHP (72.5% of the fund), and 2 for BCHP that do not appear in VTI (3.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BCHP | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corporation (purchase Right At $310.00 Per Share) | 11.04% | 6.40% | 4.64% |
| MSFTMicrosoft Corp | 11.04% | 4.79% | 6.25% |
| AMZNAmazon.Com Inc | 10.96% | 3.65% | 7.31% |
| GOOGAlphabet Inc | 9.03% | 2.31% | 6.72% |
| AVGOBroadcom Inc | 4.50% | 2.56% | 1.94% |
| METAMeta Platforms Inc | 4.51% | 1.70% | 2.81% |
| VVisa Inc Class A | 4.80% | 0.83% | 3.97% |
| MAMastercard Inc | 4.69% | 0.63% | 4.06% |
| TDGTransdigm Group Inc. | 4.84% | 0.10% | 4.74% |
| KKRKkr & Co. Inc. Class a | 3.51% | 0.09% | 3.42% |
87.1% of BCHP is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCHP or VTI?
BCHP has an expense ratio of 0.58% while VTI charges 0.03%. VTI is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, BCHP or VTI?
Over the past year BCHP returned -0.85% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BCHP or VTI?
BCHP has been the more volatile fund at 15.5% annualized versus 13.2% for VTI. Worst drawdown: BCHP -18.6% vs VTI -19.3%.
Should I hold both BCHP and VTI?
BCHP and VTI have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BCHP and VTI?
87.1% of BCHP's money is in holdings VTI also owns. 24.9% of VTI's is in holdings BCHP also owns. They hold 19 positions in common, counted across the 24 positions we hold weights for in BCHP and 3,463 in VTI.
Which pays a higher dividend, BCHP or VTI?
BCHP yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than BCHP?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 73.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.