BCHP vs VOO
Principal Focused Blue Chip ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | BCHP | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.58% | 0.03% | |
| AUM | $244M | $997.4B | |
| Dividend Yield | 0.00% | 1.08% | |
| Holdings | 25 | 509 | |
| YTD Return | +2.48% | +12.95% | |
| 1Y Return | +1.25% | +20.69% | |
| 3Y Return (annualized) | +15.75% | +22.09% | |
| 5Y Return (annualized) | - | +13.40% | |
| Volatility (annualized) | 15.5% | 14.1% | |
| Max Drawdown | -18.6% | -34.3% | |
| Fund Family | Principal Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 12, 2023 | Sep 7, 2010 |
BCHP vs VOO Performance
Principal Focused Blue Chip ETF (BCHP) is a ETF from Principal Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BCHP returned +1.25% while VOO returned +20.69%. Year to date, BCHP is up 2.48% versus a gain of 12.95% for VOO.
Over three years, BCHP compounded at +15.75% per year against +22.09% for VOO. Across the full 3-year window we track, BCHP has the edge at +14.69% annualized vs +13.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCHP has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.6% for BCHP and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BCHP charges 0.58% per year while VOO charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, BCHP currently yields 0.00% against 1.08% for VOO.
Holdings Overlap
BCHP and VOO share 20 holdings out of 508 unique holdings combined, representing a 26.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BCHP or VOO?
BCHP has an expense ratio of 0.58% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $55 per year of difference.
Which performed better, BCHP or VOO?
Over the past year BCHP returned +1.25% vs +20.69% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), BCHP annualized +14.69% vs +13.50% for VOO. Past performance does not guarantee future results.
Which is riskier, BCHP or VOO?
BCHP has been the more volatile fund at 15.5% annualized versus 14.1% for VOO. Worst drawdown: BCHP -18.6% vs VOO -34.3%.
Should I hold both BCHP and VOO?
BCHP and VOO have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCHP and VOO?
BCHP and VOO share 20 common holdings with a 26.8% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, BCHP or VOO?
BCHP yields 0.00% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
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