BEDY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricBEDYSCHDWinner
Expense Ratio0.50%0.06%
AUM$182M$103.7B
Dividend Yield3.29%3.31%
Holdings64104
YTD Return+16.36%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-6.3%-33.4%
Fund FamilyBNY Mellon Investment ManagementCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 8, 2025Oct 20, 2011

BEDY vs SCHD Performance

BNY Mellon Enhanced Dividend and Income ETF (BEDY) is a ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, BEDY is up 16.36% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -6.3% for BEDY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BEDY charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, BEDY currently yields 3.29% against 3.31% for SCHD.

Holdings Overlap

15.9%overlap

BEDY and SCHD share 9 holdings out of 151 unique holdings combined, representing a 15.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BEDYWeight in SCHDDifference
UNH3.96%4.54%0.58%
TXN4.00%3.70%0.30%
KO1.37%4.08%2.71%
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Frequently Asked Questions

Which is cheaper, BEDY or SCHD?

BEDY has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

What is the holdings overlap between BEDY and SCHD?

BEDY and SCHD share 9 common holdings with a 15.9% weight overlap. Combined, they hold 151 unique securities.

Which pays a higher dividend, BEDY or SCHD?

BEDY yields 3.29% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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