BEDY vs SPY

BEDY vs SPY
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Quick Verdict

SPY has a lower expense ratio. BEDY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: BEDYMore Diversified: SPY

Side-by-Side Comparison

MetricBEDYSPYWinner
Expense Ratio0.50%0.09%
AUM$238M$814.4B
Dividend Yield3.88%1.01%
Holdings61505
YTD Return+16.99%+12.87%
1Y Return-+21.13%
3Y Return (annualized)-+20.86%
5Y Return (annualized)-+12.69%
Volatility (annualized)-15.3%
Max Drawdown-6.3%-56.5%
Fund FamilyBNY Mellon Investment ManagementState Street Investment Management
CategoryEquityEquity
InceptionDec 8, 2025Jan 22, 1993

BEDY vs SPY Performance

BNY Mellon Enhanced Dividend and Income ETF (BEDY) is a ETF from BNY Mellon Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, BEDY is up 16.99% versus a gain of 12.87% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -6.3% for BEDY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BEDY charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, BEDY currently yields 3.88% against 1.01% for SPY.

Holdings Overlap

17.5%overlap

BEDY and SPY share 52 holdings out of 511 unique holdings combined, representing a 17.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BEDYWeight in SPYDifference
MSFT4.94%5.50%0.56%
JPM4.02%1.44%2.58%
UNH3.34%0.56%2.78%
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Frequently Asked Questions

Which is cheaper, BEDY or SPY?

BEDY has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

What is the holdings overlap between BEDY and SPY?

BEDY and SPY share 52 common holdings with a 17.5% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, BEDY or SPY?

BEDY yields 3.88% while SPY yields 1.01%, so BEDY currently pays the higher dividend yield.

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