BFLX vs SCHD
iShares Flexible Equity Active ETF vs Schwab US Dividend Equity ETF
Which is better, BFLX or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BFLX | SCHD |
|---|---|---|
| Expense Ratio | 0.40% | 0.06%Best |
| AUM | $2.1B | $119.9B |
| Dividend Yield | 0.00% | 2.96% |
| Holdings | 1,166 | 204 |
| YTD Return | -0.67% | +33.46%Best |
| 1Y Return | - | +37.35% |
| 3Y Return (annualized) | - | +19.54% |
| 5Y Return (annualized) | - | +10.35% |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 19, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
BFLX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BFLX vs SCHD Performance
iShares Flexible Equity Active ETF (BFLX) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, BFLX is down 0.67% versus a gain of 33.46% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
BFLX charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, BFLX currently yields 0.00% against 2.96% for SCHD.
Holdings Overlap
At least 58.6% of SCHD's money is in holdings BFLX also owns.
Only one direction is shown: for BFLX, our book for it lists positions totalling 120.7% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
The two portfolios partly overlap.
29 positions in common, counted across the 492 positions we hold weights for in BFLX and 98 in SCHD, against full books of 1,166 and 204.
Top Shared Holdings
| Stock | Weight in BFLX | Weight in SCHD | Difference |
|---|---|---|---|
| COPConocophillips Common Stock USD 0.01 | 0.79% | 4.27% | 3.48% |
| UNHUnitedhealth Group Incorporated | 0.63% | 4.07% | 3.44% |
| MOAltria Group Inc | 1.52% | 3.05% | 1.53% |
| AMGNAmgen Inc. | 0.48% | 3.96% | 3.48% |
| HDHome Depot Inc | 0.25% | 3.82% | 3.57% |
| ACNAccenture Plc | 0.67% | 3.28% | 2.61% |
| ABTAbbot Laboratories | -0.18% | 3.84% | 4.02% |
| VZVerizon Communic | -0.03% | 3.64% | 3.67% |
| LMTLockheed Martin | 0.78% | 2.65% | 1.87% |
| BMYBristol-Myers Squibb Co. | 0.05% | 3.02% | 2.97% |
58.6% of SCHD is already inside BFLX.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BFLX or SCHD?
BFLX has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
What is the holdings overlap between BFLX and SCHD?
At least 58.6% of SCHD's money is in holdings BFLX also owns. Our book for BFLX is partial, so the real figure is this or higher. They hold 29 positions in common, counted across the 492 positions we hold weights for in BFLX and 98 in SCHD.
Which pays a higher dividend, BFLX or SCHD?
BFLX yields 0.00% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BFLX?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.