BFLX vs VTI
iShares Flexible Equity Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BFLX or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BFLX | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $2.1B | $690.1B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 724 | 3,524 |
| YTD Return | +2.40% | +13.35%Best |
| 1Y Return | - | +15.92% |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 19, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
BFLX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BFLX vs VTI Performance
iShares Flexible Equity Active ETF (BFLX) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, BFLX is up 2.40% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
BFLX charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, BFLX currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
At least 70.1% of VTI's money is in holdings BFLX also owns.
Only one direction is shown: for BFLX, our book for it lists positions totalling 121.4% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
Most of VTI is already inside BFLX. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, BFLX as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
365 positions in common, counted across the 489 positions we hold weights for in BFLX and 3,463 in VTI, against full books of 724 and 3,524.
Top Shared Holdings
| Stock | Weight in BFLX | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 5.57% | 6.40% | 0.83% |
| AAPLApple, Inc | 4.95% | 6.29% | 1.34% |
| MSFTMicrosoft Corp | 4.54% | 4.79% | 0.25% |
| AMZNAmazon.Com Inc | 2.73% | 3.65% | 0.92% |
| VVisa Inc Class A | 3.13% | 0.83% | 2.30% |
| GOOGAlphabet Inc. C | 1.58% | 2.31% | 0.73% |
| AVGOBroadcom Inc | 0.95% | 2.56% | 1.61% |
| METAMeta Platforms Inc | 1.34% | 1.70% | 0.36% |
| FTNTFortinet Inc | 2.58% | 0.14% | 2.44% |
| MUMicron Technology, Inc. | 1.18% | 1.29% | 0.11% |
70.1% of VTI is already inside BFLX.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BFLX or VTI?
BFLX has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
What is the holdings overlap between BFLX and VTI?
At least 70.1% of VTI's money is in holdings BFLX also owns. Our book for BFLX is partial, so the real figure is this or higher. They hold 365 positions in common, counted across the 489 positions we hold weights for in BFLX and 3,463 in VTI.
Which pays a higher dividend, BFLX or VTI?
BFLX yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than BFLX?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.