BGIG vs SCHD
Bahl & Gaynor Income Growth ETF vs Schwab US Dividend Equity ETF
Which is better, BGIG or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. BGIG led over 3Y and the full window, SCHD over 1Y. BGIG is less concentrated, with 40.7% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BGIG | SCHD |
|---|---|---|
| Expense Ratio | 0.45% | 0.06%Best |
| AUM | $2.2B | $112.1B |
| Dividend Yield | 1.83% | 3.00% |
| Holdings | 55 | 103 |
| YTD Return | +11.95% | +23.68%Best |
| 1Y Return | +15.18% | +28.36%Best |
| 3Y Return (annualized) | +16.84%Best | +16.20% |
| 5Y Return (annualized) | - | +10.07% |
| Volatility (annualized) | 9.1%Best | 13.3% |
| Max Drawdown | -13.2%Best | -16.1% |
| $10,000 over 3 years | $15,404Best | $15,308 |
| Top 10 Weight | 40.7%Best | 41.8% |
| Fund Family | Bahl & Gaynor | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 14, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 15, 2023 to Sep 22, 2026 (3 years).
BGIG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
BGIG vs SCHD Performance
Bahl & Gaynor Income Growth ETF (BGIG) is an ETF from Bahl & Gaynor and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BGIG returned +15.18% while SCHD returned +28.36%. Year to date, BGIG is up 11.95% versus a gain of 23.68% for SCHD.
Over three years, BGIG compounded at +16.84% per year against +16.20% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 9.1% for BGIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.2% for BGIG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BGIG charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, BGIG currently yields 1.83% against 3.00% for SCHD.
Holdings Overlap
17.0% of BGIG's money is in holdings SCHD also owns. 23.9% of SCHD's money is in holdings BGIG also owns.
SCHD and BGIG share little of their money.
9 positions in common, counted across the 49 positions we hold weights for in BGIG and 100 in SCHD, against full books of 55 and 103.
What only one of them owns
Our book lists 90 positions for SCHD that do not appear in our book for BGIG (76.0% of the fund), and 37 for BGIG that do not appear in SCHD (75.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BGIG | Weight in SCHD | Difference |
|---|---|---|---|
| UNHUnitedhealth Group Incorporated | 4.44% | 3.82% | 0.62% |
| CVXChevron Corp | 2.90% | 4.02% | 1.12% |
| HDHome Depot Inc/The | 1.82% | 3.88% | 2.06% |
| ADPAutomatic Data Processing, Inc. | 1.84% | 2.79% | 0.95% |
| TXNTexas Instrument Inc | 0.77% | 3.13% | 2.36% |
| ACNAccenture Plc | 0.91% | 2.84% | 1.93% |
| FASTFastenal Co. | 1.42% | 1.38% | 0.04% |
| DRIDarden Restaurants Inc. | 1.99% | 0.60% | 1.39% |
| OKEOneok Inc. | 0.87% | 1.47% | 0.60% |
23.9% of SCHD is already inside BGIG.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BGIG or SCHD?
BGIG has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, BGIG or SCHD?
Over the past year BGIG returned +15.18% vs +28.36% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BGIG or SCHD?
SCHD has been the more volatile fund at 13.3% annualized versus 9.1% for BGIG. Worst drawdown: BGIG -13.2% vs SCHD -16.1%.
Should I hold both BGIG and SCHD?
BGIG and SCHD have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BGIG and SCHD?
23.9% of SCHD's money is in holdings BGIG also owns. 23.9% of SCHD's is in holdings BGIG also owns. They hold 9 positions in common, counted across the 49 positions we hold weights for in BGIG and 100 in SCHD.
Which pays a higher dividend, BGIG or SCHD?
BGIG yields 1.83% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BGIG?
SCHD has a lower expense ratio. BGIG led over 3Y and the full window, SCHD over 1Y. BGIG is less concentrated, with 40.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.