BGIG vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricBGIGSCHDWinner
Expense Ratio0.45%0.06%
AUM$2.2B$103.7B
Dividend Yield1.86%3.31%
Holdings52104
YTD Return+16.54%+25.62%
1Y Return+24.60%+32.62%
3Y Return (annualized)+17.77%+15.58%
5Y Return (annualized)-+9.63%
Volatility (annualized)9.0%13.6%
Max Drawdown-13.2%-33.4%
Fund FamilyBahl & GaynorCharles Schwab Asset Management
CategoryEquityEquity
InceptionSep 14, 2023Oct 20, 2011

BGIG vs SCHD Performance

Bahl & Gaynor Income Growth ETF (BGIG) is a ETF from Bahl & Gaynor and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BGIG returned +24.60% while SCHD returned +32.62%. Year to date, BGIG is up 16.54% versus a gain of 25.62% for SCHD.

Over three years, BGIG compounded at +17.77% per year against +15.58% for SCHD. Across the full 3-year window we track, BGIG has the edge at +17.77% annualized vs +11.47%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 9.0% for BGIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.2% for BGIG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BGIG charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, BGIG currently yields 1.86% against 3.31% for SCHD.

Holdings Overlap

17.5%overlap

BGIG and SCHD share 11 holdings out of 139 unique holdings combined, representing a 17.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BGIGWeight in SCHDDifference
UNH4.24%4.54%0.30%
CVX2.57%3.95%1.38%
HD1.84%4.16%2.32%
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Frequently Asked Questions

Which is cheaper, BGIG or SCHD?

BGIG has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, BGIG or SCHD?

Over the past year BGIG returned +24.60% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BGIG annualized +17.77% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, BGIG or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 9.0% for BGIG. Worst drawdown: BGIG -13.2% vs SCHD -33.4%.

Should I hold both BGIG and SCHD?

BGIG and SCHD have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BGIG and SCHD?

BGIG and SCHD share 11 common holdings with a 17.5% weight overlap. Combined, they hold 139 unique securities.

Which pays a higher dividend, BGIG or SCHD?

BGIG yields 1.86% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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