BIB vs SCHD
ProShares Ultra Nasdaq Biotechnology vs Schwab US Dividend Equity ETF
Which is better, BIB or SCHD?
Trading-Leveraged Equity against Large Cap Value.
SCHD has a lower expense ratio. BIB led over 1Y, 3Y and the full window, SCHD over 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BIB | SCHD |
|---|---|---|
| Expense Ratio | 0.95% | 0.06%Best |
| AUM | $101M | $112.2B |
| Dividend Yield | 0.33% | 3.13% |
| Holdings | 261 | 103 |
| YTD Return | +50.70%Best | +27.56% |
| 1Y Return | +111.01%Best | +30.29% |
| 3Y Return (annualized) | +33.48%Best | +16.37% |
| 5Y Return (annualized) | +2.61% | +10.23%Best |
| Volatility (annualized) | 40.6% | 13.6%Best |
| Max Drawdown | -67.2% | -33.4%Best |
| $10,000 over 5 years | $11,375 | $16,274Best |
| Fund Family | ProShares | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Trading-Leveraged Equity | Large Cap Value |
| Inception | Apr 6, 2010 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
BIB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
BIB vs SCHD Performance
ProShares Ultra Nasdaq Biotechnology (BIB) is an ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BIB returned +111.01% while SCHD returned +30.29%. Year to date, BIB is up 50.70% versus a gain of 27.56% for SCHD.
Over three years, BIB compounded at +33.48% per year against +16.37% for SCHD; over five years the annualized figures are +2.61% and +10.23% respectively. Across the full 15-year window we track, BIB has the edge at +20.83% annualized vs +11.53%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BIB has been the more volatile fund, with annualized monthly volatility of 40.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.2% for BIB and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BIB charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, BIB currently yields 0.33% against 3.13% for SCHD.
Holdings Overlap
At least 4.6% of SCHD's money is in holdings BIB also owns.
Stated as a floor: for BIB, our book for it covers 60.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and BIB share little of their money.
1 positions in common, counted across the 252 positions we hold weights for in BIB and 100 in SCHD, against full books of 261 and 103.
Top Shared Holdings
| Stock | Weight in BIB | Weight in SCHD | Difference |
|---|---|---|---|
| AMGNAmgen Inc. | 4.24% | 4.62% | 0.38% |
You are not choosing between two funds in isolation.
Whichever of BIB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BIB or SCHD?
BIB has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, BIB or SCHD?
Over the past year BIB returned +111.01% vs +30.29% for SCHD, so BIB leads on 1-year performance. Over the longest common window we track (15 years), BIB annualized +20.83% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BIB or SCHD?
BIB has been the more volatile fund at 40.6% annualized versus 13.6% for SCHD. Worst drawdown: BIB -67.2% vs SCHD -33.4%.
Should I hold both BIB and SCHD?
BIB and SCHD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BIB and SCHD?
At least 4.6% of SCHD's money is in holdings BIB also owns. Our book for BIB is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 252 positions we hold weights for in BIB and 100 in SCHD.
Which pays a higher dividend, BIB or SCHD?
BIB yields 0.33% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BIB?
SCHD has a lower expense ratio. BIB led over 1Y, 3Y and the full window, SCHD over 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.