BIGY vs SCHD
YieldMax Target 12 Big 50 Option Income ETF vs Schwab US Dividend Equity ETF
Which is better, BIGY or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.3% of the fund in its ten largest positions against 59.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BIGY | SCHD |
|---|---|---|
| Expense Ratio | 1.09% | 0.06%Best |
| AUM | $30M | $124.4B |
| Dividend Yield | 12.57% | 2.96% |
| Holdings | 155 | 102 |
| YTD Return | +3.97% | +33.46%Best |
| 1Y Return | +5.85% | +37.35%Best |
| 3Y Return (annualized) | - | +19.54% |
| 5Y Return (annualized) | - | +10.35% |
| Volatility (annualized) | 11.9%Best | 15.6% |
| Max Drawdown | -18.9% | -16.1%Best |
| $10,000 over 2 years | $12,419 | $13,440Best |
| Top 10 Weight | 59.2% | 41.3%Best |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 20, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Nov 21, 2024 to Nov 13, 2026 (2 years).
BIGY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
BIGY vs SCHD Performance
YieldMax Target 12 Big 50 Option Income ETF (BIGY) is an ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BIGY returned +5.85% while SCHD returned +37.35%. Year to date, BIGY is up 3.97% versus a gain of 33.46% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 11.9% for BIGY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.9% for BIGY and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.07. They move largely independently of each other.
Fees and Cost Over Time
BIGY charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, BIGY currently yields 12.57% against 2.96% for SCHD.
Holdings Overlap
6.1% of BIGY's money is in holdings SCHD also owns. 28.6% of SCHD's money is in holdings BIGY also owns.
SCHD and BIGY share little of their money.
7 positions in common, counted across the 52 positions we hold weights for in BIGY and 98 in SCHD, against full books of 155 and 102.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for BIGY (66.5% of the fund), and 44 for BIGY that do not appear in SCHD (95.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
28.6% of SCHD is already inside BIGY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BIGY or SCHD?
BIGY has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option, by $103 a year on a $10,000 investment.
Which performed better, BIGY or SCHD?
Over the past year BIGY returned +5.85% vs +37.35% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BIGY annualized +11.44% vs +15.93% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BIGY or SCHD?
SCHD has been the more volatile fund at 15.6% annualized versus 11.9% for BIGY. Worst drawdown: BIGY -18.9% vs SCHD -16.1%.
Should I hold both BIGY and SCHD?
BIGY and SCHD have a monthly-return correlation of 0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BIGY and SCHD?
28.6% of SCHD's money is in holdings BIGY also owns. 28.6% of SCHD's is in holdings BIGY also owns. They hold 7 positions in common, counted across the 52 positions we hold weights for in BIGY and 98 in SCHD.
Which pays a higher dividend, BIGY or SCHD?
BIGY yields 12.57% while SCHD yields 2.96%, so BIGY currently pays the higher dividend yield.
Is SCHD better than BIGY?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.3% of the fund in its ten largest positions against 59.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.