BIGY vs SCHD
YieldMax Target 12 Big 50 Option Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. BIGY offers more diversification with 183 holdings.
Side-by-Side Comparison
| Metric | BIGY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.09% | 0.06% | |
| AUM | $55M | $108.7B | |
| Dividend Yield | 12.11% | 3.13% | |
| Holdings | 183 | 104 | |
| YTD Return | +7.39% | +28.70% | |
| 1Y Return | +16.04% | +31.07% | |
| 3Y Return (annualized) | - | +16.88% | |
| 5Y Return (annualized) | - | +10.20% | |
| Volatility (annualized) | 12.3% | 13.7% | |
| Max Drawdown | -18.9% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 20, 2024 | Oct 20, 2011 |
BIGY vs SCHD Performance
YieldMax Target 12 Big 50 Option Income ETF (BIGY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BIGY returned +16.04% while SCHD returned +31.07%. Year to date, BIGY is up 7.39% versus a gain of 28.70% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.3% for BIGY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.9% for BIGY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BIGY charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, BIGY currently yields 12.11% against 3.13% for SCHD.
Holdings Overlap
BIGY and SCHD share 12 holdings out of 139 unique holdings combined, representing a 17.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BIGY or SCHD?
BIGY has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $103 per year of difference.
Which performed better, BIGY or SCHD?
Over the past year BIGY returned +16.04% vs +31.07% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BIGY annualized +15.05% vs +11.62% for SCHD. Past performance does not guarantee future results.
Which is riskier, BIGY or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 12.3% for BIGY. Worst drawdown: BIGY -18.9% vs SCHD -33.4%.
Should I hold both BIGY and SCHD?
BIGY and SCHD have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BIGY and SCHD?
BIGY and SCHD share 12 common holdings with a 17.0% weight overlap. Combined, they hold 139 unique securities.
Which pays a higher dividend, BIGY or SCHD?
BIGY yields 12.11% while SCHD yields 3.13%, so BIGY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.