BIGY vs SPY

BIGY vs SPY

Which is better, BIGY or SPY?

Nearly the same fund. SPY costs less.

SPY has a lower expense ratio. SPY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.97. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 42.8%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBIGYSPY
Expense Ratio1.09%0.09%Best
AUM$45M$804.7B
Dividend Yield11.94%0.98%
Holdings210505
YTD Return+6.59%+11.97%Best
1Y Return+11.53%+16.40%Best
3Y Return (annualized)-+21.10%
5Y Return (annualized)-+12.88%
Volatility (annualized)12.1%Best12.7%
Max Drawdown-18.9%-18.8%Best
$10,000 over 1.8 years$12,680$13,056Best
Top 10 Weight42.8%37.8%Best
Fund FamilyYieldMax ETFState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 20, 2024Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 21, 2024 to Sep 14, 2026 (1.8 years).

BIGY vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

BIGY vs SPY Performance

YieldMax Target 12 Big 50 Option Income ETF (BIGY) is an ETF from YieldMax ETF and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year BIGY returned +11.53% while SPY returned +16.40%. Year to date, BIGY is up 6.59% versus a gain of 11.97% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 12.1% for BIGY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.9% for BIGY and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BIGY charges 1.09% per year while SPY charges 0.09%. On a $10,000 position that is $109 vs $9 annually, a gap of $100 per year that compounds over a long holding period. On income, BIGY currently yields 11.94% against 0.98% for SPY.

Holdings Overlap

BIGY already in SPY99.4%
SPY already in BIGY55.6%

99.4% of BIGY's money is in holdings SPY also owns. 55.6% of SPY's money is in holdings BIGY also owns.

Most of BIGY is already inside SPY. Owning both mostly buys the same companies twice.

49 positions in common, counted across the 51 positions we hold weights for in BIGY and 504 in SPY, against full books of 210 and 505.

What only one of them owns

Our book lists 448 positions for SPY that do not appear in our book for BIGY (43.8% of the fund), and 2 for BIGY that do not appear in SPY (1.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BIGYWeight in SPYDifference
NVDANvidia Corp6.63%8.01%1.38%
AAPLApple, Inc6.81%7.26%0.45%
MSFTMicrosoft Corp3.95%5.66%1.71%
AMZNAmazon.Com Inc5.07%3.79%1.28%
GOOGLAlphabet Inc,class A4.70%2.99%1.71%
AVGOBroadcom Inc3.15%2.66%0.49%
METAMeta Platforms Inc3.18%1.93%1.25%
JPMJpmorgan Chase3.30%1.45%1.85%
AMDAdvanced Micro Devices Inc3.52%1.14%2.38%
TSLATesla Inc2.37%1.52%0.85%

99.4% of BIGY is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BIGYSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BIGY or SPY?

BIGY has an expense ratio of 1.09% while SPY charges 0.09%. SPY is the cheaper option, by $100 a year on a $10,000 investment.

Which performed better, BIGY or SPY?

Over the past year BIGY returned +11.53% vs +16.40% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), BIGY annualized +14.10% vs +15.97% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BIGY or SPY?

SPY has been the more volatile fund at 12.7% annualized versus 12.1% for BIGY. Worst drawdown: BIGY -18.9% vs SPY -18.8%.

Should I hold both BIGY and SPY?

BIGY and SPY have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between BIGY and SPY?

99.4% of BIGY's money is in holdings SPY also owns. 55.6% of SPY's is in holdings BIGY also owns. They hold 49 positions in common, counted across the 51 positions we hold weights for in BIGY and 504 in SPY.

Which pays a higher dividend, BIGY or SPY?

BIGY yields 11.94% while SPY yields 0.98%, so BIGY currently pays the higher dividend yield.

Is SPY better than BIGY?

SPY has a lower expense ratio. SPY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.97. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 42.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.