BSVO vs SCHD

Quick Verdict

SCHD has a lower expense ratio. BSVO delivered stronger 1-year returns. BSVO offers more diversification with 618 holdings.

Lower Fees: SCHDHigher Returns: BSVOMore Diversified: BSVO

Side-by-Side Comparison

MetricBSVOSCHDWinner
Expense Ratio0.45%0.06%
AUM$2.4B$103.7B
Dividend Yield1.21%3.31%
Holdings630104
YTD Return+27.72%+25.58%
1Y Return+40.47%+31.06%
3Y Return (annualized)+18.09%+15.55%
5Y Return (annualized)-+9.61%
Volatility (annualized)19.7%13.6%
Max Drawdown-27.5%-33.4%
Fund FamilyBridgeway FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 31, 2010Oct 20, 2011

BSVO vs SCHD Performance

EA Bridgeway Omni Small-Cap Value ETF (BSVO) is a ETF from Bridgeway Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BSVO returned +40.47% while SCHD returned +31.06%. Year to date, BSVO is up 27.72% versus a gain of 25.58% for SCHD.

Over three years, BSVO compounded at +18.09% per year against +15.55% for SCHD. Across the full 3-year window we track, BSVO has the edge at +19.23% annualized vs +11.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BSVO has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.5% for BSVO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSVO charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, BSVO currently yields 1.21% against 3.31% for SCHD.

Holdings Overlap

0.5%overlap

BSVO and SCHD share 13 holdings out of 705 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BSVOWeight in SCHDDifference
BANR0.43%0.06%0.37%
NBHC0.39%0.05%0.34%
OFG:PR0.37%0.06%0.31%
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Frequently Asked Questions

Which is cheaper, BSVO or SCHD?

BSVO has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, BSVO or SCHD?

Over the past year BSVO returned +40.47% vs +31.06% for SCHD, so BSVO leads on 1-year performance. Over the longest common window we track (3 years), BSVO annualized +19.23% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, BSVO or SCHD?

BSVO has been the more volatile fund at 19.7% annualized versus 13.6% for SCHD. Worst drawdown: BSVO -27.5% vs SCHD -33.4%.

Should I hold both BSVO and SCHD?

BSVO and SCHD have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSVO and SCHD?

BSVO and SCHD share 13 common holdings with a 0.5% weight overlap. Combined, they hold 705 unique securities.

Which pays a higher dividend, BSVO or SCHD?

BSVO yields 1.21% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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