BUI vs SPY

BUI vs SPY

Which is better, BUI or SPY?

Large Cap Value against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 39.6%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBUISPY
Expense Ratio1.07%0.09%Best
AUM$720M$814.4B
Dividend Yield10.00%1.01%
Holdings52505
YTD Return+7.13%+13.34%Best
1Y Return+8.90%+19.97%Best
3Y Return (annualized)+16.86%+21.20%Best
5Y Return (annualized)+7.28%+12.81%Best
Volatility (annualized)16.5%14.0%Best
Max Drawdown-48.3%-34.1%Best
$10,000 over 5 years$14,210$18,270Best
Top 10 Weight39.6%38.0%Best
Fund FamilyBlackRock, Inc. (US)State Street Investment Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionNov 23, 2011Jan 22, 1993

Volatility and max drawdown are measured over the window both funds cover: Nov 23, 2011 to Sep 4, 2026 (14.8 years).

BUI vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.8 years both funds cover.

BUI vs SPY Performance

BlackRock Utility Infrastructure & Power Opportunities Trust (BUI) is an ETF from BlackRock, Inc. (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year BUI returned +8.90% while SPY returned +19.97%. Year to date, BUI is up 7.13% versus a gain of 13.34% for SPY.

Over three years, BUI compounded at +16.86% per year against +21.20% for SPY; over five years the annualized figures are +7.28% and +12.81% respectively. Across the full 15-year window we track, SPY has the edge at +14.20% annualized vs +4.71%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BUI has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 14.0% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -48.3% for BUI and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BUI charges 1.07% per year while SPY charges 0.09%. On a $10,000 position that is $107 vs $9 annually, a gap of $98 per year that compounds over a long holding period. On income, BUI currently yields 10.00% against 1.01% for SPY.

Holdings Overlap

BUI already in SPY55.6%
SPY already in BUI2.3%

55.6% of BUI's money is in holdings SPY also owns. 2.3% of SPY's money is in holdings BUI also owns.

The two portfolios partly overlap.

21 positions in common, counted across the 54 positions we hold weights for in BUI and 504 in SPY, against full books of 52 and 505.

What only one of them owns

Our book lists 475 positions for SPY that do not appear in our book for BUI (97.1% of the fund), and 11 for BUI that do not appear in SPY (13.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BUIWeight in SPYDifference
NEENextera Energy Inc6.17%0.27%5.90%
UNPUnion Pacific Corp4.11%0.26%3.85%
WMBWilliams Cos. Inc.4.17%0.13%4.04%
DUKDuke Energy Corp3.96%0.15%3.81%
SOSouthern Co.3.94%0.16%3.78%
AEPAmerican Electric Power Co Inc3.46%0.10%3.36%
TRGPTarga Resources Corp Preferred3.25%0.08%3.17%
DDominion Energy Inc.2.85%0.09%2.76%
SRESempra Common Stock2.81%0.09%2.72%
ETREntergy Corp.2.55%0.07%2.48%

55.6% of BUI is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BUISPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BUI or SPY?

BUI has an expense ratio of 1.07% while SPY charges 0.09%. SPY is the cheaper option, by $98 a year on a $10,000 investment.

Which performed better, BUI or SPY?

Over the past year BUI returned +8.90% vs +19.97% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (15 years), BUI annualized +4.71% vs +14.20% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BUI or SPY?

BUI has been the more volatile fund at 16.5% annualized versus 14.0% for SPY. Worst drawdown: BUI -48.3% vs SPY -34.1%.

Should I hold both BUI and SPY?

BUI and SPY have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BUI and SPY?

55.6% of BUI's money is in holdings SPY also owns. 2.3% of SPY's is in holdings BUI also owns. They hold 21 positions in common, counted across the 54 positions we hold weights for in BUI and 504 in SPY.

Which pays a higher dividend, BUI or SPY?

BUI yields 10.00% while SPY yields 1.01%, so BUI currently pays the higher dividend yield.

Is SPY better than BUI?

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 39.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.