BULD vs VTI
Pacer BlueStar Engineering the Future ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BULD or VTI?
Each has led over a different period.
VTI has a lower expense ratio. BULD led over 1Y and 3Y, VTI over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 64.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BULD | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $15M | $666.9B |
| Dividend Yield | 0.84% | 1.03% |
| Holdings | 65 | 3,543 |
| YTD Return | +32.58%Best | +13.14% |
| 1Y Return | +34.86%Best | +16.63% |
| 3Y Return (annualized) | +24.57%Best | +22.30% |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 26.9% | 15.5%Best |
| Max Drawdown | -27.6% | -19.3%Best |
| $10,000 over 4.4 years | $18,054 | $19,389Best |
| Top 10 Weight | 64.8% | 33.3%Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 4, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: May 5, 2022 to Sep 23, 2026 (4.4 years).
BULD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.
BULD vs VTI Performance
Pacer BlueStar Engineering the Future ETF (BULD) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BULD returned +34.86% while VTI returned +16.63%. Year to date, BULD is up 32.58% versus a gain of 13.14% for VTI.
Over three years, BULD compounded at +24.57% per year against +22.30% for VTI. Across the full 4-year window we track, VTI has the edge at +16.24% annualized vs +14.37%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BULD has been the more volatile fund, with annualized monthly volatility of 26.9% compared with 15.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.6% for BULD and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BULD charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, BULD currently yields 0.84% against 1.03% for VTI.
Holdings Overlap
53.4% of BULD's money is in holdings VTI also owns. 1.9% of VTI's money is in holdings BULD also owns.
The two portfolios partly overlap.
22 positions in common, counted across the 62 positions we hold weights for in BULD and 3,463 in VTI, against full books of 65 and 3,543.
What only one of them owns
Our book lists 1,132 positions for VTI that do not appear in our book for BULD (95.6% of the fund), and 4 for BULD that do not appear in VTI (4.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BULD | Weight in VTI | Difference |
|---|---|---|---|
| ADSKAutodesk, Inc. | 9.05% | 0.07% | 8.98% |
| PRLBProto Labs Inc | 8.39% | 0.00% | 8.39% |
| LRCXLam Research Corp | 6.92% | 0.51% | 6.41% |
| AMATApplied Materials, Inc. | 6.85% | 0.56% | 6.29% |
| DDD3D Systems Corporation | 4.94% | 0.00% | 4.94% |
| PTCPtc Inc | 4.82% | 0.02% | 4.80% |
| KLACKla Corp | 3.58% | 0.33% | 3.25% |
| BSYBentley Systems Inc Class B | 2.54% | 0.01% | 2.53% |
| EMREmerson Electric Co. | 1.80% | 0.12% | 1.68% |
| TERTeradyne Inc - Common | 1.11% | 0.08% | 1.03% |
53.4% of BULD is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BULD or VTI?
BULD has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, BULD or VTI?
Over the past year BULD returned +34.86% vs +16.63% for VTI, so BULD leads on 1-year performance. Over the longest common window we track (4 years), BULD annualized +14.37% vs +16.24% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BULD or VTI?
BULD has been the more volatile fund at 26.9% annualized versus 15.5% for VTI. Worst drawdown: BULD -27.6% vs VTI -19.3%.
Should I hold both BULD and VTI?
BULD and VTI have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BULD and VTI?
53.4% of BULD's money is in holdings VTI also owns. 1.9% of VTI's is in holdings BULD also owns. They hold 22 positions in common, counted across the 62 positions we hold weights for in BULD and 3,463 in VTI.
Which pays a higher dividend, BULD or VTI?
BULD yields 0.84% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than BULD?
VTI has a lower expense ratio. BULD led over 1Y and 3Y, VTI over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 64.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.