CDPI vs SPY

CDPI vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricCDPISPYWinner
Expense Ratio0.45%0.09%
AUM-$821.1B
Dividend Yield0.00%1.01%
Holdings84505
YTD Return+2.19%+13.70%
1Y Return-+21.44%
3Y Return (annualized)-+22.50%
5Y Return (annualized)-+13.24%
Volatility (annualized)-15.3%
Max Drawdown-1.0%-56.5%
Fund FamilyColumbia Threadneedle InvestmentsState Street Investment Management
CategoryEquityEquity
InceptionJul 14, 2026Jan 22, 1993

CDPI vs SPY Performance

Columbia High Dividend Premium Income ETF (CDPI) is a ETF from Columbia Threadneedle Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, CDPI is up 2.19% versus a gain of 13.70% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.0% for CDPI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CDPI charges 0.45% per year while SPY charges 0.09%. On a $10,000 position that is $45 vs $9 annually, a gap of $36 per year that compounds over a long holding period. On income, CDPI currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

18.4%overlap

CDPI and SPY share 71 holdings out of 517 unique holdings combined, representing a 18.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CDPIWeight in SPYDifference
JPM2.66%1.44%1.22%
GOOGL0.60%3.33%2.73%
XOM2.80%0.96%1.84%
AVGOProProPro
CSCOProProPro
JNJProProPro
GSProProPro
ABBVProProPro
PMProProPro
BACProProPro
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Frequently Asked Questions

Which is cheaper, CDPI or SPY?

CDPI has an expense ratio of 0.45% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

What is the holdings overlap between CDPI and SPY?

CDPI and SPY share 71 common holdings with a 18.4% weight overlap. Combined, they hold 517 unique securities.

Which pays a higher dividend, CDPI or SPY?

CDPI yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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