CFO vs VTI
VictoryShares US 500 Enhanced Volatility Weighted ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CFO or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CFO | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $416M | $666.9B |
| Dividend Yield | 1.20% | 1.03% |
| Holdings | 502 | 3,543 |
| YTD Return | +8.75% | +12.57%Best |
| 1Y Return | +9.44% | +17.22%Best |
| 3Y Return (annualized) | +11.10% | +20.87%Best |
| 5Y Return (annualized) | +3.69% | +11.86%Best |
| Volatility (annualized) | 12.3%Best | 15.2% |
| Max Drawdown | -24.4%Best | -35.0% |
| $10,000 over 5 years | $11,986 | $17,514Best |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 1, 2014 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 2, 2014 to Sep 11, 2026 (12.2 years).
CFO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.2 years both funds cover.
CFO vs VTI Performance
VictoryShares US 500 Enhanced Volatility Weighted ETF (CFO) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CFO returned +9.44% while VTI returned +17.22%. Year to date, CFO is up 8.75% versus a gain of 12.57% for VTI.
Over three years, CFO compounded at +11.10% per year against +20.87% for VTI; over five years the annualized figures are +3.69% and +11.86% respectively. Across the full 12-year window we track, VTI has the edge at +11.96% annualized vs +7.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 12.3% for CFO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.4% for CFO and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CFO charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CFO currently yields 1.20% against 1.03% for VTI.
Holdings Overlap
At least 92.9% of CFO's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of CFO is already inside VTI. Owning both mostly buys the same companies twice.
461 positions in common, counted across the 501 positions we hold weights for in CFO and 2,787 in VTI, against full books of 502 and 3,543.
Top Shared Holdings
| Stock | Weight in CFO | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 0.20% | 6.32% | 6.12% |
| AAPLApple, Inc | 0.28% | 5.84% | 5.56% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 0.29% | 3.81% | 3.52% |
| AMZNAmazon.Com Inc | 0.23% | 3.17% | 2.94% |
| GOOGLAlphabet A Usd 0.001 | 0.23% | 2.88% | 2.65% |
| AVGOBroadcom Inc | 0.16% | 2.46% | 2.30% |
| MUMicron Technology, Inc. | 0.20% | 1.79% | 1.59% |
| TSLATesla Inc | 0.10% | 1.63% | 1.53% |
| BRK.BBerkshire Hathaway B | 0.40% | 1.24% | 0.84% |
| LLYEli Lilly & Co. | 0.16% | 1.40% | 1.24% |
92.9% of CFO is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CFO or VTI?
CFO has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, CFO or VTI?
Over the past year CFO returned +9.44% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (12 years), CFO annualized +7.95% vs +11.96% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CFO or VTI?
VTI has been the more volatile fund at 15.2% annualized versus 12.3% for CFO. Worst drawdown: CFO -24.4% vs VTI -35.0%.
Should I hold both CFO and VTI?
CFO and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CFO and VTI?
At least 92.9% of CFO's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 461 positions in common, counted across the 501 positions we hold weights for in CFO and 2,787 in VTI.
Which pays a higher dividend, CFO or VTI?
CFO yields 1.20% while VTI yields 1.03%, so CFO currently pays the higher dividend yield.
Is VTI better than CFO?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.