CGCV vs VTI
Capital Group Conservative Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CGCV or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGCV | VTI |
|---|---|---|
| Expense Ratio | 0.33% | 0.03%Best |
| AUM | $2.0B | $666.9B |
| Dividend Yield | 1.45% | 1.03% |
| Holdings | 75 | 3,543 |
| YTD Return | +7.62% | +12.57%Best |
| 1Y Return | +11.07% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 9.8%Best | 12.2% |
| Max Drawdown | -13.1%Best | -19.3% |
| $10,000 over 2.2 years | $13,553 | $14,350Best |
| Fund Family | Capital Group (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 25, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 27, 2024 to Sep 11, 2026 (2.2 years).
CGCV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
CGCV vs VTI Performance
Capital Group Conservative Equity ETF (CGCV) is an ETF from Capital Group (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CGCV returned +11.07% while VTI returned +17.22%. Year to date, CGCV is up 7.62% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 9.8% for CGCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for CGCV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CGCV charges 0.33% per year while VTI charges 0.03%. On a $10,000 position that is $33 vs $3 annually, a gap of $30 per year that compounds over a long holding period. On income, CGCV currently yields 1.45% against 1.03% for VTI.
Holdings Overlap
At least 91.1% of CGCV's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of CGCV is already inside VTI. Owning both mostly buys the same companies twice.
65 positions in common, counted across the 73 positions we hold weights for in CGCV and 2,787 in VTI, against full books of 75 and 3,543.
Top Shared Holdings
| Stock | Weight in CGCV | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.89% | 3.81% | 2.08% |
| AAPLApple, Inc | 2.73% | 5.84% | 3.11% |
| NVDANvidia Corp. | 1.29% | 6.32% | 5.03% |
| AVGOBroadcom Inc | 4.48% | 2.46% | 2.02% |
| GOOGLAlphabet A Usd 0.001 | 2.26% | 2.88% | 0.62% |
| LLYEli Lilly & Co. | 3.31% | 1.40% | 1.91% |
| PMPhilip Morris International Inc. | 3.28% | 0.39% | 2.89% |
| JPMJpmorgan Chase & Co. | 2.51% | 1.11% | 1.40% |
| CSCOCisco Systems Inc. - Ordinary Shares | 2.97% | 0.57% | 2.40% |
| ABBVAbbvie Inc. | 2.30% | 0.61% | 1.69% |
91.1% of CGCV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGCV or VTI?
CGCV has an expense ratio of 0.33% while VTI charges 0.03%. VTI is the cheaper option, by $30 a year on a $10,000 investment.
Which performed better, CGCV or VTI?
Over the past year CGCV returned +11.07% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CGCV annualized +14.82% vs +17.84% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGCV or VTI?
VTI has been the more volatile fund at 12.2% annualized versus 9.8% for CGCV. Worst drawdown: CGCV -13.1% vs VTI -19.3%.
Should I hold both CGCV and VTI?
CGCV and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CGCV and VTI?
At least 91.1% of CGCV's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 65 positions in common, counted across the 73 positions we hold weights for in CGCV and 2,787 in VTI.
Which pays a higher dividend, CGCV or VTI?
CGCV yields 1.45% while VTI yields 1.03%, so CGCV currently pays the higher dividend yield.
Is VTI better than CGCV?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.