CGCV vs VTI
Capital Group Conservative Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | CGCV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.33% | 0.03% | |
| AUM | $2.0B | $666.9B | |
| Dividend Yield | 1.44% | 1.07% | |
| Holdings | 150 | 3,543 | |
| YTD Return | +9.56% | +13.14% | |
| 1Y Return | +15.90% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 9.8% | 15.3% | |
| Max Drawdown | -13.1% | -56.6% | |
| Fund Family | Capital Group (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2024 | May 24, 2001 |
CGCV vs VTI Performance
Capital Group Conservative Equity ETF (CGCV) is a ETF from Capital Group (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CGCV returned +15.90% while VTI returned +22.35%. Year to date, CGCV is up 9.56% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.8% for CGCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for CGCV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CGCV charges 0.33% per year while VTI charges 0.03%. On a $10,000 position that is $33 vs $3 annually, a gap of $30 per year that compounds over a long holding period. On income, CGCV currently yields 1.44% against 1.07% for VTI.
Holdings Overlap
CGCV and VTI share 65 holdings out of 2795 unique holdings combined, representing a 31.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CGCV or VTI?
CGCV has an expense ratio of 0.33% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $30 per year of difference.
Which performed better, CGCV or VTI?
Over the past year CGCV returned +15.90% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CGCV annualized +16.20% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, CGCV or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 9.8% for CGCV. Worst drawdown: CGCV -13.1% vs VTI -56.6%.
Should I hold both CGCV and VTI?
CGCV and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CGCV and VTI?
CGCV and VTI share 65 common holdings with a 31.8% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, CGCV or VTI?
CGCV yields 1.44% while VTI yields 1.07%, so CGCV currently pays the higher dividend yield.
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