CHGX vs SCHD
Stance Sustainable Beta ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. CHGX offers more diversification with 102 holdings.
Side-by-Side Comparison
| Metric | CHGX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.06% | |
| AUM | $171M | $103.7B | |
| Dividend Yield | 0.55% | 3.31% | |
| Holdings | 104 | 104 | |
| YTD Return | +24.32% | +25.58% | |
| 1Y Return | +28.85% | +31.06% | |
| 3Y Return (annualized) | +3.72% | +15.55% | |
| 5Y Return (annualized) | +0.59% | +9.61% | |
| Volatility (annualized) | 21.5% | 13.6% | |
| Max Drawdown | -47.3% | -33.4% | |
| Fund Family | STANCE Capital | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 14, 2024 | Oct 20, 2011 |
CHGX vs SCHD Performance
Stance Sustainable Beta ETF (CHGX) is a ETF from STANCE Capital and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CHGX returned +28.85% while SCHD returned +31.06%. Year to date, CHGX is up 24.32% versus a gain of 25.58% for SCHD.
Over three years, CHGX compounded at +3.72% per year against +15.55% for SCHD; over five years the annualized figures are +0.59% and +9.61% respectively. Across the full 9-year window we track, SCHD has the edge at +11.46% annualized vs +8.29%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CHGX has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.3% for CHGX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CHGX charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, CHGX currently yields 0.55% against 3.31% for SCHD.
Holdings Overlap
CHGX and SCHD share 12 holdings out of 190 unique holdings combined, representing a 10.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CHGX or SCHD?
CHGX has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
Which performed better, CHGX or SCHD?
Over the past year CHGX returned +28.85% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), CHGX annualized +8.29% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, CHGX or SCHD?
CHGX has been the more volatile fund at 21.5% annualized versus 13.6% for SCHD. Worst drawdown: CHGX -47.3% vs SCHD -33.4%.
Should I hold both CHGX and SCHD?
CHGX and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CHGX and SCHD?
CHGX and SCHD share 12 common holdings with a 10.2% weight overlap. Combined, they hold 190 unique securities.
Which pays a higher dividend, CHGX or SCHD?
CHGX yields 0.55% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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