CRBN vs IVV

CRBN vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. CRBN offers more diversification with 1,123 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: CRBN

Side-by-Side Comparison

MetricCRBNIVVWinner
Expense Ratio0.20%0.03%
AUM$1.2B$907.0B
Dividend Yield2.04%1.10%
Holdings1,123508
YTD Return+12.35%+12.71%
1Y Return+21.86%+21.89%
3Y Return (annualized)+21.59%+22.08%
5Y Return (annualized)+11.03%+12.96%
Volatility (annualized)3659.8%15.1%
Max Drawdown-33.1%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionDec 8, 2014May 15, 2000

CRBN vs IVV Performance

iShares Low Carbon Optimized MSCI ACWI ETF (CRBN) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CRBN returned +21.86% while IVV returned +21.89%. Year to date, CRBN is up 12.35% versus a gain of 12.71% for IVV.

Over three years, CRBN compounded at +21.59% per year against +22.08% for IVV; over five years the annualized figures are +11.03% and +12.96% respectively. Across the full 13-year window we track, CRBN has the edge at +57.98% annualized vs +7.00%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CRBN has been the more volatile fund, with annualized monthly volatility of 3659.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.1% for CRBN and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CRBN charges 0.20% per year while IVV charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, CRBN currently yields 2.04% against 1.10% for IVV.

Holdings Overlap

54.5%overlap

CRBN and IVV share 292 holdings out of 1189 unique holdings combined, representing a 54.5% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in CRBNWeight in IVVDifference
NVDA4.40%7.76%3.36%
AAPL4.52%7.44%2.92%
MSFT2.67%4.57%1.90%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
TSLAProProPro
MUProProPro
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Frequently Asked Questions

Which is cheaper, CRBN or IVV?

CRBN has an expense ratio of 0.20% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, CRBN or IVV?

Over the past year CRBN returned +21.86% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (13 years), CRBN annualized +57.98% vs +7.00% for IVV. Past performance does not guarantee future results.

Which is riskier, CRBN or IVV?

CRBN has been the more volatile fund at 3659.8% annualized versus 15.1% for IVV. Worst drawdown: CRBN -33.1% vs IVV -56.5%.

Should I hold both CRBN and IVV?

CRBN and IVV have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CRBN and IVV?

CRBN and IVV share 292 common holdings with a 54.5% weight overlap. Combined, they hold 1189 unique securities.

Which pays a higher dividend, CRBN or IVV?

CRBN yields 2.04% while IVV yields 1.10%, so CRBN currently pays the higher dividend yield.

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